Oliver’s insights – The RBA leaves rates on hold

The decision by the RBA to leave rates on hold at its December meeting and whether we have reached the top or not. At its December meeting the RBA left rates on hold but retained a tightening bias with still relatively hawkish commentary.

Oliver’s insights – Australian dollar

Five reasons to expect the Australian dollar to rise into next year: it’s undervalued; short term interest rate differentials look likely to shift in favour of Australia; sentiment towards the $A is negative; commodities still look to have entered a new super cycle; and Australia has a solid current account surplus.

Welcome to the Summer edition of Haven – Financial Partners (TAS)

Do you have any idea what a home loan really ends up costing over the life of a mortgage? Thanks to the interest paid over an average 30-year loan term, the figures are eye-watering. Our lead article closely inspects the figures and delves into the simple yet incredibly effective strategies that can carve thousands of dollars off the life of a loan. If you’re in the market to sell a property, we look at the …

Econosights – Australia’s high population growth

There has been a lot of focus on the record high level of Australia’s population growth in 2023 from the boom in immigration. We look at the impact of high population growth on the economy in this Econosights.

Oliver’s insights – nine key things for successful investing

Successful investing is not always easy and can be stressful. Even in good times. For this reason, it’s useful for investors to keep a key set of things in mind.

Weekly market update 17-11-2023

Shares up in the US, Eurozone and Japan but not in China; inflation is continuing to fall about as quickly as it went up; Australian wages & jobs are proving to be not strong enough for another RBA hike; and more.

Sneak peek – Oliver’s insights Podcast: Ep#98

Episode #98: Australian home prices up on supply shortfall, but at risk from high rates The last three major cyclical upswings in home prices have required lower interest rates to be sustained. With rate cuts still a long way away, AMP’s Chief Economist Shane Oliver looks at why the risk of another leg down in prices is high next year, particularly if unemployment rises significantly, and the key indicators to watch in the months ahead. …

Learn the art of budgeting

Doing a budget helps you see where your money is going. It can help you feel confident and in control of your finances. 💰💯 Use Moneysmart’s budget planner to make your budget. Learn more: https://moneysmart.gov.au/budgeting/how-to-do-a-budget Original Author: Produced by Moneysmart and published on 13/11/2023

Five constraints on medium term investment returns

  Download PDF version Five constraints on medium term investment returns Key points – Five megatrends suggest higher medium term inflation pressures & lower economic growth than pre-pandemic. – These are: a move away from economic rationalist policies; the reversal of globalisation; rising geopolitical tensions; climate change and decarbonisation; as well as slowing and aging populations. A productivity boost from artificial intelligence should provide some partial offset though. – But taken together this will likely …

Don’t get burnt by hype – Research an investment opportunity

Smart investors plan, research and understand their investments, and how they fit with their financial goals. Don’t get burnt by hype. Invest in facts. Start with Moneysmart. Visit https://moneysmart.gov.au/investment-warnings Original Author: Produced by Moneysmart and published on 30/10/2023 Source