Responsible Investment Leaders – Engagement Report 2018

Responsible Investment Leaders – Engagement Report 2018 This report provides a snapshot of the work the Responsible Investment Leaders (RIL) funds have been doing on your behalf to make a difference. We cover the big issues of 2017 and showcase some of the assets the RIL funds have supported to make the world a better place – our investments in community infrastructure, sustainable forestry, clean tech and renewables are just as exciting as the engagement …

What to look for on your super statement

What to look for on your super statement Super statements come but once a year (or twice with some funds). When yours arrives, it’s important to take a proper look because it could become one of the biggest assets you’ll ever have. Here’s our quick guide to what you should watch out for and why. 1. Personal details Check your name and address are present and correct. Not having the right details could lead to …

Weekly Market Update 26 October 2018

Weekly Market Update 26 October 2018 Investment markets and key developments over the past week Most major share markets fell over the past week as worries about the global outlook continue. Chinese shares rose though thanks to stimulus measures. Bond yields fell on safe haven demand and while iron ore prices rose, oil and metals fell. The $US rose and this weighed on the $A. The share market correction continues with increasing concerns about global growth. From …

Investment checklist: Developing an investment strategy

Investment checklist: Developing an investment strategy No matter what stage of investing you are at, it’s important to have a strategy that matches your goals and personal needs and to keep checking that it’s working for you. Here’s a checklist of issues and questions to help you along your investment journey: Your destination: Are you clear on why you want to invest and what you want to achieve? For example, do you want to accumulate money …

Investing for a rainy day: Key investment concepts you should understand

Investing for a rainy day: Key investment concepts you should understand Rather than saving for a rainy day, as the old saying goes, why not save and invest now to achieve your future financial goals? Here we look at some advice from leading financial planners on the key concepts that should inform your investment strategy. Chris Giaouris, CERTIFIED FINANCIAL PLANNER® professional, partner and principal advisor at Chronos Private in Melbourne likens having an investment strategy to going on …

Should your investment journey start with property?

Should your investment journey start with property? When you’re priced out of owning a home in your neighbourhood, is property investing a good solution for growing your wealth? Will renting for the rest of your life cost more and make you more vulnerable? We talked to CERTIFIED FINANCIAL PLANNER® professional Rebecca Fergusson, financial planner at Main Street Financial Solutions, about the pros and cons of property investing as a strategy for securing your financial future. …

A quick guide to property investment

A quick guide to property investment Not only is property the largest asset class in the world, for many Australians it’s also the largest component of their household wealth. Indeed, of the top five people listed on the AFR’s 2018 Rich List, three have accumulated their wealth through property investment. Part of the appeal of property has been that it has proven to be a great ‘store of value’ with prices rising over the long …

How to invest for your kids’ education

How to invest for your kids’ education When kids are starting school, will your finances be ready too? You’ll often have many other financial commitments at this time – your mortgage, family holidays, insurance, grocery bills and more. If you think a fee-paying school could be on the cards, how will you cope with another big bill to pay? We talked to CERTIFIED FINANCIAL PLANNER® professional Paul Garner, financial planner and principal at Novo Wealth, …

Investment returns over the next five years are likely to slow

Investment returns over the next five years are likely to slow Key points   The continuing slide in investment yields across most major asset classes points to a constrained medium-term return outlook. For a diversified mix of assets, this has now fallen to around 6.2% on our projections.   The key for investors is to have realistic return expectations; allow that inflation is also low so real returns aren’t down as much; and focus on …

What two investing insights would you give your 20-year-old self?

What two investing insights would you give your 20-year-old self?   Hamish Douglass, Chief Executive Officer and Chief Investment Officer, Magellan Asset Management My central advice would be that successful investing is about finding and then owning for the long-term companies that can generate excess returns for years to come. It’s not about looking for stocks that might come into short-term favour on stock markets. The worthwhile companies to own for the long term will …