The new decade starts on a high note for Australian women

The new decade starts on a high note for Australian women   Positive news for Australian women after the economic progress measurement, the Financy Women’s Index, posted its best performance of 2019 in the December quarter. Here’s what stood out: The 2019 December quarter delivered a strong finish to the decade, helped by a number of fresh records set in women’s financial progress However, the pace of 2019 progress disappointed with a decline by over …

Staying (Financially) well as the years go by

Staying (Financially) well as the years go by Our financial priorities tend to change as we move through life The good news from AMP’s 2018 Financial Wellness Indexi is that only 7% of Australian retirees aged 65 or over report being stressed about money. So if you’re feeling the pinch earlier in life there is light at the end of the tunnel.  Let’s take a closer look at how your financial wellness is likely to change …

Rebooting for retirement

Rebooting for retirement As retirement comes into view, it’s time to imagine a new you for the post-work age. You remember your first day at school, your first job, your first home. And now your final pay check is in sight. That’s quite an achievement. As with other big life events, retirement triggers choices that shape your future. It’s time to take stock and reboot your life. It makes sense to make sure you’re ready …

5 saving graces of giftmas

5 saving graces of giftmas Gift giving is one of life’s joys, until the credit card bill comes through. Here are five ways to maximise the love without blowing your budget.  According to a recent Financial Planning Association of Australia reporti, 85% of us find more joy in giving gifts to others than in getting them ourselves. Though we love the sound of ripping wrapping paper, almost three quarters of us don’t budget for gifts. …

Our Top 10 lifestyle costs

Our Top 10 lifestyle costs Six out of the top 10 categories relate to just two things. Can you guess what they are, and could you be cutting back? As a nation, Aussies aged 18 and over spent approximately $145 billion on lifestyle costs over a 12-month period, with the average spend per person around $7,800, according to research1. While clothing and footwear took out the number one spot by a country mile on the …

Women and Money:

Women and Money: Challenges and financial strategies Many women are still lagging behind in their longer term super savings.i There are several reasons for this that are often out of a woman’s control. However, women can try certain strategies to improve their financial situation. What’s holding women back financially? Women face some very real and specific challenges when planning to put money aside for the future, including: Juggling day-to-day demands – Caring for others and managing household …

Helping Australian women to close the gap

Helping Australian women to close the gap The latest Financy Women’s Index scorecard shows progress in some areas but a persistent gender gap in others. “Such is life without a wife.” These are the words of my grandmother—the ones that too often remind me that for her, achieving financial security as a young woman was primarily about finding a husband, and less about having a career. Today, I am thankful for the ways the world …

How to avoid a travel debt hangover

How to avoid a travel debt hangover You don’t want to arrive home with a spring in your step and a hole in your wallet. Here are some ways to budget for your holiday. We’ve all had the feeling. You step off the plane from Bangkok still buzzing, images from your holiday flitting through your mind—the Parthenon, Big Ben, the Eiffel Tower. What a trip…you’re not going to kiss the tarmac or anything but it’s …

Fussy buyers snub houses that don’t present well

Fussy buyers snub houses that don’t present well If presentation isn’t on point, many buyers keep looking, which is an important point to remember for those wanting to sell in the current market. When property prices boomed, buyers would look past the 1970s bathroom and the untidy garden, but with prices coming down, those looking to sell need to go the extra mile if they are to maximise the sale price. As prices move down …

Holiday budgeting tips— How to avoid a travel debt hangover

Holiday budgeting tips— How to avoid a travel debt hangover We’ve all had the feeling. You step off the plane from Bangkok still buzzing, images from your holiday flitting through your mind—the Parthenon, Big Ben, the Eiffel Tower. What a trip…you’re not going to kiss the tarmac or anything but it’s good to be home! You post the final selfie to Instagram on your mobile but as you flick back to the home screen you …