Israel/Iran fears and rate cut uncertainty

Stay up-to-date with the latest information, views, and expert opinions to help you take care of your financial future.

How to boost your retirement savings as super and tax laws change

Stay up-to-date with the latest information, views, and expert opinions to help you take care of your financial future.

The threat of higher oil and petrol prices flowing from the war in Israel

Download PDF version The threat of higher oil and petrol prices flowing from the war in Israel Key points – The war in Israel has added to the upside risks to oil prices and downside risks to shares in the near term. – If Iran stays out of the conflict & a major supply disruption is avoided the impact on shares should ultimately be minimal. – If alternatively, oil prices do have a renewed surge …

Econosights – Australia and the Chinese economy

It is commonly accepted that Australia is highly dependent on the Chinese economy because of demand for Australian mineral resources and agriculture. Does this mean that the recent weakness in the Chinese economy will also weigh down on Australian economic growth?

Oliver’s insights – China’s slowdown and structural challenges

The article looks at the current concerns about the Chinese economic outlook and how Australia can’t rely on the China/commodity boom indefinitely.

Understanding fixed, variable and split rate home loans

Understanding fixed, variable and split rate home loans Should you fix your interest rate, opt for a variable one, or do both? We explain the benefits and considerations of all three options. Of all the decisions that need to be made when choosing a home loan, finding the best interest rate is one of the most important. After all, a rate that’s even 0.5% lower could save you thousands of dollars over the life of …

How to review your direct debits and save

How to review your direct debits and save Direct debits can be extremely convenient and even save you money. But they can become costly – and may even send you into debt – when you lose track of your automated payments. Conduct regular reviews to keep on top of your direct debits. Here’s how. Type ‘direct debit’ into your internet search engine and the words ‘hassle free’, ‘easy’ and ‘simple’ will likely pop up in …

What is capital gains tax and when might I have to pay it?

What is capital gains tax and when might I have to pay it? Capital gains tax may be payable when you sell a certain asset (such as shares, land or property) and make a profit. Capital gains tax is charged on the profit you make from the sale of certain assets. These could be assets that you’ve purchased or inherited. To give you a few examples, capital gains tax might apply to things such as …

Sell in May and go away? The worry list for shares (and the good news!

Sell in May and go away? The worry list for shares (and the good news! Dr Shane Oliver – Head of Investment Strategy and Chief Economist, AMP Key points – Shares are vulnerable to a pull back in the months ahead reflecting the rising risk of recession on the back of central bank tightening and weak seasonal influences. – Falling inflation should enable central banks, including the RBA, to start easing from later this year or early …

Gen Y investing in home and away

  Gen Y investing in home and away Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home. Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According to the Bank for International Settlements, Australian house prices are the second …