The Lucky Country – three reasons why Australia may come through this period of global misery better than most countries | AMP Capital

The Lucky Country – three reasons why Australia may come through this period of global misery better than most countries Key points Australia has performed better than many countries in “controlling” coronavirus, it has a stronger economic policy response & its major trading partner is 2-3 mths ahead of the rest of the world into economic recovery. If, as a we expect, this results in a relatively stronger recovery for the Australian economy, then Australian …

Super investment options – what’s right for you?

Super investment options – what’s right for you? When it comes to superannuation, most funds offer a range of investment options. If there’s one thing certain in life it’s change. And generally your attitude towards saving and investing will change as you get older. How your super is invested when starting your first job may not be the right approach when you’re approaching retirement. Luckily you can change your investment options at any time and …

Getting personal insurance right

Getting personal insurance right Does everyone need life insurance? Is the policy you’re paying for through your super fund enough? Deciding what sort of personal insurance is right for you and how much cover you need takes time and asking the right questions about your individual situation. Find out more about what you need to think about to get the right insurance to protect you and your family.  With recent media coverage about insurance sales …

Finding the right financial planner for you

Finding the right financial planner for you How should you start your search for a financial planner? There are some fundamentals you should look for in the first instance. A license to provide financial advice – Always look for a financial planner who works for a firm that holds an Australian Financial Services (AFS) License issued by the Australian Securities and Investments Commission (ASIC). You can verify the financial planner is licensed by checking ASIC’s Financial …

Your guide to getting the right personal insurance

Your guide to getting the right personal insurance Knowing you’re covered for what life has in store can really take a load off your mind. Our no-nonsense guide to personal insurance can get you on the right track to choosing cover that gives you peace of mind.   Online source: Produced by The Financial Financial Planning Association of Australia and published on 20 November 2017.  Original article.   You may also like Why it’s important to think about …

Money can buy you happiness – if you spend it right

Money can buy you happiness – if you spend it right At AMP’s recent Amplify program, high-profile Harvard Business professor and behavioural finance expert, Michael Norton, asked the crowded room a question. If you found $20 in the street today, how would you spend it to make yourself happiest?  Norton, whose TED Talk on money and happiness has attracted almost 3.5 million views, followed up with another question: Think of the last $20 you had …

Downsizing – is it right for you?

  Downsizing – is it right for you? If you are heading towards retirement, or perhaps already in it, downsizing may have crossed your mind. And you might have some questions – does it make sense financially? Is a smaller home better suited to my situation? At first glance, it would seem that downsizing is a popular choice amongst older Australians. However recent research (Downsizers and Other Movers – The Housing Options Choices and Dilemmas …

Purchasing a property

Purchasing a property  Finding the right property and making all the arrangements to buy it can take time. It’s a big financial decision so it’s important to look at as many properties as possible and make the right choice. It’s also a good idea to speak with property experts such as real estate agents, bankers and mortgage brokers. Before buying a home you should: consider the financial costs involved find the right lender and home …

Getting the balance right

Getting the balance right Investment risk shouldn’t be an “all or nothing” choice. In this video, Paul Clitheroe talks about the importance of understanding risk, and taking on an appropriate level of risk for you and your needs. You may also like 50 Year Career?  50 Year Career?… FSCG (Financial Services & Credit Guide) FSCG  (Financial Services & Credit Guide)Latest Financial Services & Credit Guide  Why this Financial Services & Credit Gui… Super Review Super ReviewSuper …