5 tips for creating your own good fortune this Lunar New Year

5 tips for creating your own good fortune this Lunar New Year The Lunar New Year begins on 12 February, as we usher in the year of the Ox. Ancient Lunar New Year traditions are believed to encourage health, wealth and prosperity, so why not create your own good fortune with our guide to help you get your finances in order? Have a financial spring-clean Part of the traditional preparations for Lunar New Year includes …

Still The Lucky Country – five reasons why Australian shares are likely to outperform in the year ahead

Still The Lucky Country – five reasons why Australian shares are likely to outperform in the year ahead Key points Australia continues to perform better in “controlling” coronavirus, it has a stronger economic support policy response, its major trading partners in Asia are in better shape, the drag from the mining bust is over and it should benefit from a cyclical global recovery in 2021. This is likely to result in a stronger recovery for …

5 ways to help prepare your finances for a recession

5 ways to help prepare your finances for a recession If you think storms may lie ahead, it makes sense to prepare your craft for choppy waters. With Australia facing continued economic uncertainty, it may be time to take stock of your finances and get in the right shape. First the good news. The Australian economy fared better in the first quarter of 2020 than many other countries¹. To the end of March, the economy …

Take control of your finances now for the new financial year.

Take control of your finances now for the new financial year. If you set yourself money goals at the start of 2019, the upcoming new financial year is a great time to check if you’re on track. And if you didn’t set any goals – or if you have strayed off track – this is the perfect time to get organised, write a checklist and stick with it! Don’t wait until 1 July to start. …

How can we help take control of your Super choice

How can we help take control of your Super choice Many Australians are now free to choose their own superannuation funds instead of automatically becoming members of their employer fund. This is known as super choice, or choice of fund. But what does it really mean for you and what difference does it make?   Common questions to consider Some questions you may wish to consider include: What is a choice of fund? Am I …

How can we help? Take control of your super

How can we help?  Take control of your super Getting your super sorted How can we help?  Take control of your super. Retirement may seem like a long way off, but putting money into super now is still a tax effective way to invest your money. That’s because some types of contributions you make and the investment earnings on those contributions, are taxed at concessional rates. Not only is super a tax effective way of …

3 Credit Card Secrets That Banks Don’t Want You To Know

3 Credit Card Secrets That Banks Don’t Want You To Know Credit cards can be helpful on certain occasions,  and yet, completely catastrophic on others as far as your financial position is concerned. Whether you are short on cash or in dire need of payment at a particular moment, credit cards can help you overcome such financial distresses without you having to break a sweat. However, there are several intricacies to the process that banks …