How to have a happier new year

How to have a happier new year What’s the key to lasting happiness? If you think that having more money, a better job or more stuff will make you happier, you’d be wrong, according to science. Take a look at the latest research and follow our tips to change your spending habits and boost your happiness in 2021. After living through a year when our collective mental health took a beating, the new year has brought …

9 ways to teach kids the value of money at Christmas | Money & Life

  9 ways to teach kids the value of money at Christmas What’s the meaning of Christmas in your household? While it can sometimes feel like spending a small fortune on gifts and food is non-negotiable, it’s not the only option. And, if you have kids, the holidays are a great time to teach them about the value of money – while having a heap of fun along the way! Lavishly decorated homes, piles of …

How to budget for your social life in retirement

How to budget for your social life in retirement Have you considered what’s on the agenda, such as how often you see yourself eating out and whether you want to travel domestically or afar? If you’re in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and even potentially helping the kids out with their future financial goals. With many Australians looking at a retirement (which in reality, …

Why a ‘revenge buying’ ramp up is one to watch for investors | AMP Capital

Why a ‘revenge buying’ ramp up is one to watch for investors China was the first country into the pandemic and out of it, so its patterns can be indicative of what’s to come for the rest of the world. Early indications of an uplift in consumer spending is good news in this sense, as pent up demand finds its outlet. What is ‘revenge buying’? The term ‘revenge buying’ was originally used to describe the …

Super investment options – what’s right for you?

Super investment options – what’s right for you? When it comes to superannuation, most funds offer a range of investment options. If there’s one thing certain in life it’s change. And generally your attitude towards saving and investing will change as you get older. How your super is invested when starting your first job may not be the right approach when you’re approaching retirement. Luckily you can change your investment options at any time and …

What’s happening in the Chinese economy at the moment?

What’s happening in the Chinese economy at the moment?   Investors should keep a watching brief on the Chinese economy, AMP Capital Investment Strategist, Angus Nicholson says. He warns that key risks include weak credit growth, the US trade war and signs of slowing global growth. “Investors should keep a bit of an eye on China this year. China has been a growing risk factor in many investors’ perceptions at the moment.” But Nicholson says …

What’s next for house prices?

What’s next for house prices? The bottom line is we see more downside in Australian house prices. That is, of course, a broad generalisation and it depends on where you live. Australian house prices have fallen for ten consecutive months driven mainly by declines in Sydney and Melbourne, which are coming off the back of a huge boom. Nationwide, there is likely more downside to go with expectations of another 5% decline. We’ve seen a …

What’s your side hustle?

What’s your side hustle? Freelance work and the gig economy are on the rise in Australia. If you’re planning to follow the trend by starting your own business or joining Airtasker, here are some things to think about before saying goodbye to your salary. The gig economy is definitely taking off. Australia’s very own peer to peer portal for casual jobs, Airtasker, recorded 1.8 million members in January 2018, up from 950,000 just a year …

Higher global inflation and higher bond yields – what’s the risk and implications for other assets?

01 February 2018 Higher global inflation and higher bond yields – what’s the risk and implications for other assets? Key points Rising global growth and rising commodity prices indicate the risks to inflation are gradually moving to the upside. This is most acute in the US with the Fed likely to raise rates more than the market expects this year. This supports the view that the 35-year super cycle decline in bond yields is over. …