Oliver’s Insights – seasonal patterns in shares

This article looks at seasonal patterns in shares and whether its time to “sell in May and go away” along the lines of the old share market saying.

How to trick yourself into saving money

How to trick yourself into saving money Impulse purchases and buyer’s remorse often go hand in hand. But if you take a week (or a month) to reflect on your spending, you could see a noticeable boost in the funds accumulating in your savings account. Enter, the Seven-day Rule. Don’t reply to text messages after you’ve had a glass of wine and take a deep breath before confronting someone when you’re upset. These are both …

Oliver’s insights – lessons for today

Dr Shane Oliver highlights nine key lessons for today from the 1970s, 80s and 90s

Econosights: Global growth fears – are we heading into a recession? | AMP Capital

Econosights: Global growth fears – are we heading into a recession? Key points Global growth is slowing as fiscal and monetary policy are tightening. High inflation means that interest rates will be increased further from here. Recession indicators (an inversion in the US 2/10 year yield curve and the bear market in global shares) are showing increased odds of a recession in the next 12-18 months. We have lowered Australian GDP forecasts and now see …

Buy now pay later| MoneySmart

  If you’ve gotten into some money trouble using buy now pay later products, help and support are available. Visit https://moneysmart.gov.au/other-ways-… to start looking at your options, or call Mob Strong Debt Helpline on 1800 808 488 for free and confidential help.   Moneysmart is brought to you by the Australian Securities and Investments Commission (ASIC), the corporate, markets, financial services and consumer credit regulator in Australia. Consumer education ASIC is responsible for engaging with …

Three reasons why the long-term bull market in Australian house prices may be getting close to the end | AMP Capital

Three reasons why the long-term bull market in Australian house prices may be getting close to the end Key points Australian home prices are currently in a cyclical upswing which likely has further to go into 2022. However, the longer-term bull market, that has seen above trend growth in property prices since the mid-1990s, may be close to an end as the long-term decline in interest rates bottoms out, property undersupply swings towards oversupply & …

Why a ‘revenge buying’ ramp up is one to watch for investors | AMP Capital

Why a ‘revenge buying’ ramp up is one to watch for investors China was the first country into the pandemic and out of it, so its patterns can be indicative of what’s to come for the rest of the world. Early indications of an uplift in consumer spending is good news in this sense, as pent up demand finds its outlet. What is ‘revenge buying’? The term ‘revenge buying’ was originally used to describe the …

My take on life in Australia during a recession | AMP Capital

My take on life in Australia during a recession Going into a recession is bad news. When the economy goes backwards, spending contracts, the jobs market gets tougher, wages go down – the list goes on. This period ahead has come as a shock to many Australians, but there are some things worth noting that might make it easier to bear. Australia has been battling through a calamitous start to 2020 so far. We kicked …