Superannuation is one of the largest and most important investments you will ever make. Make sure you are getting the most out of your super by: ✔️ Understanding how your super is currently invested, your insurance options and other features your fund offers and compare it to others. You can do this by reviewing your annual statements, on your fund’s website, app or by calling them and asking questions. 📈 Regularly checking how your investments …
Superannuation is one of the largest and most important investments you will ever make. Make sure you are getting the most out of your super by: ✔️ Understanding how your super is currently invested, your insurance options and other features your fund offers and compare it to others. You can do this by reviewing your annual statements, on your fund’s website, app or by calling them and asking questions. 📈 Regularly checking how your investments …
Will these super changes affect you? As our superannuation balances grow larger, it makes more sense than ever to keep track of the many rules changes that have recently happened or are coming up soon. Australians are investing more in super – almost $151 billion dollars in the year ending March 2023, an increase of 11.3 per cent.i Those extra contributions, plus the rebound in the financial markets, have resulted in super assets of around …
Econosights: Three reasons why Australia is more vulnerable to higher rates Key points Australian consumers are more vulnerable to interest rate rises compared to our global peers because of : 1) higher levels of household debt; 2) a higher share of variable rate mortgages and even those on fixed-loans only fix for a relatively short period of time; and 3) a large share of recently fixed mortgages are due to expire in the second half …
Australian housing slowdown Q&A – What impact will higher interest rates have? How far will prices fall? Key Points Australian home prices are likely to fall by 10% to 15% into 2024 primarily as a result of poor affordability and rising interest rates. The negative wealth effect from falling home prices should help limit how much the RBA raises rates. A change in Government is unlikely to significantly affect the outlook for home prices, but …
Econosights: Europe recession risks– implications from the war in Ukraine Key points Eurozone inflation is likely to be well over 6% per annum by mid-year from high commodity prices lifting electricity, gas and petrol costs. This will hit consumer spending. Risks of a Eurozone recession in the first half of 2022 are high. The US should avoid recession for now. The ECB appears too optimistic on the growth outlook despite the conflict in Ukraine which …
Econosights: How will households respond to higher interest rates? Key points We think that the Reserve Bank of Australia will start to tighten interest rates at the end of 2022 (the RBA themselves think a rate hike will come in 2024 or possibly 2023). The last time the central bank hiked the cash rate was more than a decade ago. Falling interest rates over the past 20 years has led to a large decline …
Inflation Q&A – should we be worried about higher inflation? Key points Inflation will likely rise further in the months ahead due to base effects, bottlenecks & reopening but it’s likely to fall back again from later this year as these drivers fade. Shares face short-term correction risks but as inflation settles the broad trend is likely to remain up. Viewed in a very long-term context, we are likely now going through the bottoming of …
ECONOMICS & MARKETS APR 21 – Federal Budget & global markets update After a historical Federal Budget spending spree in 2020, what impact will the 2021 Budget have on the recovery? In this webinar Shane Oliver, Chief Economist & Head of Investment Strategy will give an update on the 2021 Budget: 12 May, 2021 By Dr Shane Oliver Head of Investment Strategy and Economics and Chief Economist, AMP Capital Sydney, Australia Important information While every …
