6 things to know about buy now pay later services Nearly 85% of financial counsellors in Australia have reported that half, most or all their clients now have some form of buy now pay later debt. Often branded the modern-day layby, buy now pay later services essentially offer the same thing, but you get the product (which could be anything from a new outfit, pub dinner or airline ticket) upfront. Below we explain what you …
If you’ve gotten into some money trouble using buy now pay later products, help and support are available. Visit https://moneysmart.gov.au/other-ways-… to start looking at your options, or call Mob Strong Debt Helpline on 1800 808 488 for free and confidential help. Moneysmart is brought to you by the Australian Securities and Investments Commission (ASIC), the corporate, markets, financial services and consumer credit regulator in Australia. Consumer education ASIC is responsible for engaging with …
Take control of your finances now for the new financial year. If you set yourself money goals at the start of 2019, the upcoming new financial year is a great time to check if you’re on track. And if you didn’t set any goals – or if you have strayed off track – this is the perfect time to get organised, write a checklist and stick with it! Don’t wait until 1 July to start. …
11 wedding budget planning tips The happiest day of your life doesn’t need to be the most expensive. For some couples, the most expensive day of their life will be when they tie the knot, with around 35%1 of newlyweds blowing their wedding budget before they even walk down the aisle. With the average Aussie wedding costing $36,200, and more than half of that money going toward food, drinks and the venue2, we check out some …
How to invest here and now in the driverless car future Investors might be looking in the wrong place for exposure to the revolution in driverless cars if they’re pouring over previews of the A$110,000 Tesla Model X. But the trend has prompted other compelling investment opportunities. Investors might be looking in the wrong place for exposure to the revolution in driverless and electric vehicles if they’re pouring over previews of the A$110,000 Tesla Model …
Family matters: Becoming a parent You often hear new parents say that having a baby is an amazing, life changing experience. Nothing is ever the same again! At a time when every aspect of your life is changing, the last thing you want to think about is money. But while there may not be ways to reduce the financial commitments, there are things you can do to plan and manage them more effectively. Common questions …
Family matters: Educating the kids A good education is one of the best gifts you can give your child, but although it doesn’t have to, it can cost a lot of money. A little research and planning now could save you some financial worries in the long run. The earlier you start to save the better. Common questions to consider Some questions you may wish to consider include: How much will my children’s education cost? …
Family matters: Getting married Getting married is an exciting time in life but it can also be a time of significant financial change. Common questions to consider Some questions you may wish to consider include: How do we set a budget for our dream wedding? What are the joint financial decisions we should be thinking about now we are getting married? Do we need a Will when we are married? What types of insurance do …
