Blog – Page 58

COVID-19: How long may your super savings take to recover?

COVID-19: How long may your super savings take to recover? As investment market volatility continues, what does this mean for Australians’ retirement savings? The COVID-19 (coronavirus) crisis has caused uncertainty in many areas of life, not least on investment markets. Share prices have been fluctuating wildly as investors react to unfolding global events. From its high point in March the Australian All Ordinaries Index shed more than a third of its value before recovering some …

FinancialPartners 13/07/2020 13/07/2020 Blog / FP - Financial Planning / FP - Pre - Retirement Planning / FP - Super - Accumulation Australians / continues / Does / Investment / Market / Mean / Retirement / this / volatility / What

What is a term deposit and how does it work?

What is a term deposit and how does it work? Term deposits offer certainty of return, with a fixed interest rate for a given length of time. Here’s how they work and how they compare with other ways to save. Term deposits are a type of savings account where you commit your money for a fixed period of time. They can be useful when you’re looking for certainty about what interest rate your money will earn. …

FinancialPartners 13/07/2020 13/07/2020 Blog / FP - Financial Planning / FP - Investment / FP - Managing Money / FP - Money Management / FP - Saving deposit / ever / find / it’s / Need / right / Term / What / wondered

Why wellbeing isn’t just for the well-off | Money & Life

Why wellbeing isn’t just for the well-off Are you guilty of putting your health and wellbeing last? Whether it’s for financial or family reasons, you could be costing yourself more than you think. Whether it’s down to a lack of time or money, we’re all guilty of neglecting our own health from time to time. This can be especially true during challenging times, like we’re experiencing with the COVID-19 pandemic. But scrimping on your mental …

FinancialPartners 13/07/2020 13/07/2020 Blog / FP - Financial Planning / Money & Life - Grow Your Wealth / Money & Life by FPA Family / Financial / guilty / Health / it’s / last / Putting / wellbeing / whether / Your

Why financial wellbeing is a pillar of good health | Money & Life

Why financial wellbeing is a pillar of good health Much like exercise and eating well, your financial wellbeing is key to living a happy and healthy life. So what is financial wellbeing and how can you improve yours? Financial wellbeing is often overlooked as one of the pillars of good health, but it’s every bit as important as your physical, mental and emotional health. Poor financial health has been linked to a range of nasty side effects …

FinancialPartners 13/07/2020 13/07/2020 Blog / FP - Financial Planning / Money & Life - Grow Your Wealth / Money & Life by FPA (much / eating / Exercise / Financial / happy / Like / living / well / wellbeing / Your

After the Bell: daily market update, July 10 | AMP Capital

ECONOMICS & MARKETS After the Bell: daily market update, July 10 10 Jul, 2020 The ASX finished lower today and it’s not looking good in Victoria, though Australia is not tracking terribly still compared to our global counterparts. Portfolio strategist, Brad Creighton, shares his thoughts. Important information While every care has been taken in the preparation of this video, AMP Capital Investors Limited (ABN 59 001 777 591, AFSL 232497) and AMP Capital Funds Management …

FinancialPartners 10/07/2020 10/07/2020 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning Australia / finished / Good / it’s / Looking / lower / though / Today / tracking / Victoria

Market Update 10 July 2020 | AMP Capital

Market Update 10 July 2020 Investment markets and key developments over the past week Share markets were mixed over the last week as investors were torn between rising coronavirus cases and US/China tensions on the one hand but indicators of recovery and policy stimulus on the other. US shares rose but gave up some of their initial gains, Eurozone shares fell, Japanese shares rose and Chinese shares surged by 9% or so. Australian shares fell on …

FinancialPartners 10/07/2020 10/07/2020 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning investors / last / markets / mixed / over / share / torn / we’re / week

2019-20 saw poor returns – but it could have been much worse | AMP Capital

2019-20 saw poor returns – but it could have been much worse Key points 2019-20 saw a rough ride for investors as coronavirus hit resulting in small losses for well diversified investors. Key lessons for investors from the last financial year were to: maintain a well-diversified portfolio; timing market moves is hard; beware the crowd; turn down the noise; and don’t fight the Fed. With coronavirus risks still high, investment markets may see more short-term …

FinancialPartners 10/07/2020 10/07/2020 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning after / Bernie / earlier / Election / focus / investor / socialist / this / waned / Year

The RBA’s progress report on the Australian economy | AMP Capital

The RBA’s progress report on the Australian economy At the Reserve Bank of Australia’s (RBA’s) meeting this week, there were no great surprises. The central bank left the cash rate on hold at 0.25% for the fourth month in a row, and no change is expected there at the moment. I don’t see the RBA moving into negative territory with rates, as there is no substantial evidence that approach would be effective. The RBA indicated …

FinancialPartners 10/07/2020 10/07/2020 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning Australia / Bank / central / COVID19 Original / Giving / indication / Management / this / tracking / week

Common tax mistakes for SMSFs with rental properties | AMP Capital

Common tax mistakes for SMSFs with rental properties In our recent article we covered tax relief concessions that could be considered where SMSF trustees have agreed to rent reductions for their tenants. Any reduction is decided on a case-by-case basis and the positions of the landlord and tenant. Whether the property is rented on a long-term or short-term basis, there are some simple lessons to be remembered to ensure the fund complies with the rules. …

FinancialPartners 10/07/2020 10/07/2020 Blog / E - Economics / E - Insights Papers / FP - Financial Planning / FP - Pre - Retirement Planning / FP - Super - Accumulation article / concessions / considered / Could / covered / recent / relief / SMSF / that / Where

After the Bell: daily market update, July 9 | AMP Capital

ECONOMICS & MARKETS After the Bell: daily market update, July 9 09 Jul, 2020 Markets edged slightly higher today, new housing finance data was released, and it’s still not looking good in Victoria in terms of COVID-19 cases. Our senior economist, Diana Mousina, shares her thoughts. Important information While every care has been taken in the preparation of this video, AMP Capital Investors Limited (ABN 59 001 777 591, AFSL 232497) and AMP Capital Funds …