Doing a budget helps you see where your money is going. It can help you feel confident and in control of your finances. 💰💯 Use Moneysmart’s budget planner to make your budget. Learn more: https://moneysmart.gov.au/budgeting/how-to-do-a-budget Original Author: Produced by Moneysmart and published on 13/11/2023
Super milestones to hit in your 20s, 30s and 40s It’s never too early or too late to start planning for life after work, but where do you start? If you’re feeling unsure about how your super stacks up, take a look at our simple guide. While there’s no ‘one-size-fits-all’ approach to superannuation, it can help to understand what you need to focus on at each stage of life. Endura Private Wealth director Craig Stobbie …
How to save for retirement at every age No matter how old you are or where you’re at with your financial goals, it’s important to plan for your retirement. The average Australian now lives to 82.8 years, making retirement a life stage that can continue for two decades or longer. So while this milestone may seem like a lifetime away now, it’s never too early or late to start planning for retirement. Our decade-by-decade guide …
Give yourself a new financial year check-up Start the new financial year in the best way possible by giving your finances the once-over. Financial year 2019-20 is now behind us and there’s nothing like closing a chapter to inspire thoughts of a fresh start. But global challenges persist: Australia is officially in a recession while also bracing for a post-JobKeeper economy in September. While it’s impossible to anticipate future changes to the global economy, there’s …
Common tax mistakes for SMSFs with rental properties In our recent article we covered tax relief concessions that could be considered where SMSF trustees have agreed to rent reductions for their tenants. Any reduction is decided on a case-by-case basis and the positions of the landlord and tenant. Whether the property is rented on a long-term or short-term basis, there are some simple lessons to be remembered to ensure the fund complies with the rules. …
ECONOMICS & MARKETS After the Bell: daily market update, June 10 10 Jun, 2020 Markets have finished higher again today, and new figures give us an understanding of where confidence is at in Australia. Our senior economist, Diana Mousina, explains. Important information While every care has been taken in the preparation of this video, AMP Capital Investors Limited (ABN 59 001 777 591, AFSL 232497) and AMP Capital Funds Management Limited (ABN 15 159 557 …
Where the money is: Jobs on the rise towards 2020 A new year can get you thinking about all sorts of lifestyle changes, including career direction. We look at the 5 industries expected to experience growth and offer the best in job opportunities in the next two years. Money isn’t the only reason we choose to work in the jobs we have. You might be following a personal passion or making the most of natural …
13 December 2017 Where to find value in the real estate market The so called ‘yield trade’, which has pushed valuations in the Australian real estate market across the various segments right up to their long term averages, will continue in 2018. Even though this ‘search for yield’ phenomenon has been playing out for some years – while interest rates remain low and investors to be pushed into riskier assets in search of income – …
Why goals succeed where resolutions fail By now school, work and daily routines may be ruling your week once again. And if you made any resolutions over the holiday season, chances are you’re probably slipping back into your old ways. Don’t worry. Researchi has proven resolutions rarely work. Mainly because resolutions tend to expect us to change habits we’ve built over a lifetime, overnight. Psychology professor Peter Herman calls them the “false hope syndrome” because …
