Get back what you put in – the power of investing in yourself

Get back what you put in – the power of investing in yourself What do you really want out of life? Investing in yourself is an important way to prepare for achieving your personal goals. Here are 5 ways to make sure you’re ready to meet the future as your very best self. 1. Take care of your body and mind Being in poor health can make almost anything feel like an impossible challenge.  That’s …

The unwritten rules of gift-giving

The unwritten rules of gift-giving The holiday season is full of tough questions. What to wear to the office Christmas party, whether to go in for seconds (or thirds) of ham, how long leftover seafood keeps for (don’t push it), whether pudding is an acceptable Boxing Day breakfast (it is). But the toughest dilemmas of all have to do with exchanging gifts. If you’re feeling a bit nervous about gift shopping, you’re not alone. A …

Is your insurance overdue?

Is your insurance overdue? If your policy lapses, you may face more challenges than being unable to claim when you need to. If you let your insurance lapse, you may be in for a surprise down the track. Because letting your cover lapse can mean more than no longer having your cover in place. You need to think about whether you’ll be approved or rejected for the same cover if you decide to reapply in …

A growing family doesn’t have to blow the budget

A growing family doesn’t have to blow the budget If you’re thinking of expanding your family, be sure to keep on top of things financially. Having a family usually comes not just with extra expenses but also a drop in income as one or both of you take time off work. Raising children and growing your family can be one of life’s greatest joys. But it can also be costly. You’ll need to plan ahead …

What’s your biggest obstacle to financial success?

What’s your biggest obstacle to financial success? Science reveals how our human-hardwiring can get in the way and cost us much more than we think. As humans we have changed a lot over time. Vast periods of time have seen us adapt and evolve—from hunting for food to ordering online and as our behaviour has changed, our brains have developed. But even though we no longer live in caves, some of our ancient hardwiring still …

To sell or not to sell?

  To sell or not to sell? For many Australians, the family home is their largest asset. And if you’re planning to wind down from work, you may be considering what you’ll do with yours. Like many people, you may have worked for a lifetime to build the value you hold in your family home. While selling your home may not be your first choice, if your super balance is low this may be one …

Retraining your savings brain

  Retraining your savings brain Where there’s a will there’s a way, especially when it comes to saving. The latest scientific findings reveal that although fewer than 25 per cent of us have a genetic predisposition to squirrel money away for the future, we can all learn to save if we set our mind to it. According to Dr Hersh Shefrin of Santa Clara University in California, a further 25 per cent of people will …