Christmas

Christmas gifts that won’t blow your budget | Money & Life

Christmas gifts that won’t blow your budget Christmas is a wonderful time of year in Australia, filled with summer foods, decorations and of course, gift giving. This year will feel even sweeter for many, as friends and family reunite for the first time in months, if not years. Here are a few ideas to help you stretch your Christmas gift budget further, so you can enjoy more family time, without the financial hangover. For many …

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Is your Christmas debt still hanging around? How to clear a debt hangover | Money & Life

Is your Christmas debt still hanging around? How to clear a debt hangover After an incredibly difficult 2020, many of us used the Christmas period as an opportunity to splash out and make up for what we missed out on during the year. But if the urge to say good riddance to 2020 put your finances on shaky ground, here’s how to reset for the year ahead. After being separated from family and friends …

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9 ways to teach kids the value of money at Christmas | Money & Life

9 ways to teach kids the value of money at Christmas What’s the meaning of Christmas in your household? While it can sometimes feel like spending a small fortune on gifts and food is non-negotiable, it’s not the only option. And, if you have kids, the holidays are a great time to teach them about the value of money – while having a heap of fun along the way! Lavishly decorated homes, piles of …

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What does a COVID-19 Christmas look like in Australia?

What does a COVID-19 Christmas look like in Australia? Christmas 2020 will look a little different for many people, but there’s still plenty of ways to enjoy the holiday season with friends and family. With COVID-19 case numbers currently low in Australia, many of us are wondering just how close to normal our Christmas will be. Can we take an interstate holiday? Will we be able to visit friends and family? How many people can …

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Make your cancelled holiday count

Make your cancelled holiday count If your usual Christmas travel plans have been put on hold by COVID-19, don’t despair. Your holiday savings could turn out to be a cash bonanza for your finances. COVID-19 has played havoc with our love of travel, forcing many to shelve their annual summer holiday for another year. But while you still can’t take that overseas trip you’ve been craving, there are plenty of ways to put your funds …

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Create an 8-week Christmas savings plan

Create an 8-week Christmas savings plan The sooner you start saving for Christmas, the better. But you can do it in just eight weeks – even if you have a tight budget in the lead-up to this year’s festive season. Here’s how to develop a plan to save money and reach your holiday goals. Fairy lights twinkling, seafood on the barbie, gifts being wrapped and Michael Bublé crooning in the background – Christmas can …

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Digital payment options could see you spend more this Christmas

Digital payment options could see you spend more this Christmas With the festive season just weeks away, Australians are gearing up for the annual peak spending period, and the growth of digital payment options could be widening the gap between what we regard as our spending limit and the balance of our bank account. The disconnect between cards and cash Credit cards make spending (and overspending) very easy, and a new breed of “digital wallets” …

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Could our mortgage monster become the Christmas Grinch?

Could our mortgage monster become the Christmas Grinch? The disappointing retail sales figures from the last quarter could be just the tip of the iceberg for those watching the retail sector heading into Christmas, reckons Dermot Ryan, AMP Capital’s Portfolio Manager – Australian Equities. But it’s not likely to be the so called “Amazon effect” of internet shopping, nor competition from fast fashion retailers, or even unfavourable currency swings Ryan is factoring in when he’s …

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The unwritten rules of gift-giving

The unwritten rules of gift-giving The holiday season is full of tough questions. What to wear to the office Christmas party, whether to go in for seconds (or thirds) of ham, how long leftover seafood keeps for (don’t push it), whether pudding is an acceptable Boxing Day breakfast (it is). But the toughest dilemmas of all have to do with exchanging gifts. If you’re feeling a bit nervous about gift shopping, you’re not alone. A …

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Isn’t it better to give than to receive?

Isn’t it better to give than to receive? You start with the best intentions to embrace the true spirit of the season but, by about December 23, it’s reduced to a manic rush to the shops highlighted by car park rage, last-minute trips to 7-11 for wrapping paper and catering to bizarre meal requests for Aunty Beryl. True reflection comes about 3.30pm on Christmas Day when the over-indulgence really kicks in. A time for helping …