How to spend mindfully this Christmas

How to spend mindfully this Christmas Some ways to manage your money and your time this festive season. It’s the morning after the night before. You wake up on Boxing Day and stumble into the lounge room to face what looks like…Armageddon. There’s wrapping paper strewn all over the floor, every surface is covered with toys and knick-knacks that seemed like a good idea at the time and the recycling bin is already choc-a-block full …

Caring for our elders at Christmas

Caring for our elders at Christmas We can all feel the pressure on our household budget during the festive season. But when that pressure gets passed on to older family members as a request for a handout or loan, financial abuse can end up being the outcome. Find out more about elder financial abuse, what to watch out for and what to do about it. What is elder financial abuse? According to the World Health Organisation, …

12 ways to avoid waste this Christmas

 12 ways to avoid waste this Christmas Embrace the spirit of Christmas by giving back to the environment this festive season. If ever there is a time for excess, Christmas is it. But it’s important not to forget about the waste you create amidst all the good times, feasting, gifts and celebrations. You’ve heard of the 12 days of Christmas, but here’s 12 ways to avoid waste this Christmas. 1. Go solar. Turning your house …

Digital payment options could see you spend more this Christmas

Digital payment options could see you spend more this Christmas With the festive season just weeks away, Australians are gearing up for the annual peak spending period, and the growth of digital payment options could be widening the gap between what we regard as our spending limit and the balance of our bank account. The disconnect between cards and cash Credit cards make spending (and overspending) very easy, and a new breed of “digital wallets” …

Could our mortgage monster become the Christmas Grinch?

Could our mortgage monster become the Christmas Grinch? The disappointing retail sales figures from the last quarter could be just the tip of the iceberg for those watching the retail sector heading into Christmas, reckons Dermot Ryan, AMP Capital’s Portfolio Manager – Australian Equities. But it’s not likely to be the so called “Amazon effect” of internet shopping, nor competition from fast fashion retailers, or even unfavourable currency swings Ryan is factoring in when he’s …

The unwritten rules of gift-giving

The unwritten rules of gift-giving The holiday season is full of tough questions. What to wear to the office Christmas party, whether to go in for seconds (or thirds) of ham, how long leftover seafood keeps for (don’t push it), whether pudding is an acceptable Boxing Day breakfast (it is). But the toughest dilemmas of all have to do with exchanging gifts. If you’re feeling a bit nervous about gift shopping, you’re not alone. A …

Isn’t it better to give than to receive?

Isn’t it better to give than to receive? You start with the best intentions to embrace the true spirit of the season but, by about December 23, it’s reduced to a manic rush to the shops highlighted by car park rage, last-minute trips to 7-11 for wrapping paper and catering to bizarre meal requests for Aunty Beryl. True reflection comes about 3.30pm on Christmas Day when the over-indulgence really kicks in. A time for helping …