Oliver’s Insights – five charts on investing to keep in mind

Five charts focusing on critical aspects of investing that are insightful in times of market stress

The plunge in shares & flow on to super – key things for investors to keep in mind during times of market turmoil | AMP Capital

The plunge in shares & flow on to super – key things for investors to keep in mind during times of market turmoil Key points Share markets have fallen sharply in recent weeks continuing the plunge that started early this year due to worries about inflation, monetary tightening, recession & geopolitical issues including the invasion of Ukraine. It’s still too early to say markets have bottomed. This will weigh on super returns for this financial …

Another five great charts on investing that are very useful in times of uncertainty like the present | AMP Capital

Another five great charts on investing that are very useful in times of uncertainty like the present   Key points Successful investing can be really difficult in times of uncertainty like now making it important to stay Here are another five great charts to help illuminate those basic principles: the importance of time in the market versus timing; the case to look less at your investments; the relationship between risk and return; the value of …

Five great charts on investing that are particularly useful in times of uncertainty like the present | AMP Capital

Five great charts on investing that are particularly useful in times of uncertainty like the present Key Points Successful investing can be very difficult in times like the present with immense uncertainty around inflation, interest rates, war in Ukraine & continuing covid waves. This makes it all the more important to stay focused on the basic principles of successful investing. These five great charts help illuminate key aspects of investing: the power of compound interest; …

Great investment quotes for topsy turvy times | AMP Capital

Great investment quotes for topsy turvy times   Introduction The current environment seems to be one of extreme uncertainty. We have seen a strong economic recovery from last year’s global and Australian recessions – but there are worries about the resurgence of coronavirus driven by the Delta variant, peak growth, peak monetary and fiscal stimulus, high inflation, and high debt levels. And ‘get rich quick’ trading around crypto currencies and “meme” stocks like GameStop on …

Financial counsellor or financial planner: What’s the difference? | Money & Life

Financial counsellor or financial planner: What’s the difference? Ok we get it, knowing where to turn to for financial advice can be confusing sometimes! Financial planners and financial counsellors are both types of financial experts, so which one is right for you? When you’re looking for advice on your finances, it can be hard to know where to turn. Counsellor, adviser, planner? A simple internet search can be enough to make your head spin. While …

Econosights: The impact of Covid-19 on the Australian labour market | AMP Capital

Econosights: The impact of Covid-19 on the Australian labour market Key points Most industries are feeling some negative impact from the coronavirus disruption via reduced employee hours, wage cuts, stood down workers or permanent staff reductions. On our estimates, around 41% of jobs are at a high risk of lower work hours, being stood down or terminated. However, the Federal Government’s well designed JobKeeper wage subsidy scheme should see most of these employees kept in …

Borrowing money: When and how to do it right | Money & Life

We all know getting into debt isn’t really desirable. So are there times when borrowing is justified? And what’s the best approach to keeping repayments within reasonable limits?   We spoke to Sandy Hopps CFP® from Strategic Planners to get expert advice on smart ways to borrow money. Recent reports and statistics show we’re no strangers to debt in Australia. According to OECD data from 2015, Australia is 4th in the world – behind Denmark, the …

High times for low interest rates

High times for low interest rates With mortgage rates at their lowest since the days of black and white TV, this might be the right time to make a serious dent in your home loan. Lower rates mean any money you have in the bank could be earning less interest. But if you have a variable home loan rate and your lender passes on the cut, you’ll pay off more of your loan faster just …

Protecting yourself when times are good

Out of every five Aussie parents, one will become seriously injured, or die or become seriously ill. Source: http://www.ifsa.com.au/downloads/file… The average mortgage alone in Australia means approximately $1,400 in monthly repayments  Source: http://www.abs.gov.au/ausstats/[email protected]…       Life happens Don’t let it take you by surprise FREE PDF Downloads We don’t always know the best way forward when big life events happen. Dealing with major financial questions around inheritance, having your first child, or planning to care for …