Has increased life expectancy changes the way we think about wealth?
Demographer Bernard Salt shares his findings. To learn more visit: www.amp.com.au/whateverwealthyyouwant Original Author: Produced by AMP and published on 18/08/2023 Source
Tag: we
Oliver’s insights podcast: Episode #81: Have we dodged the recession bullet?
As rapid monetary tightening means a high risk of recession continues to persist, growth has generally been more resilient than expected. AMP’s chief economist Dr. Shane Oliver looks at five key reasons for why we could still avoid recession. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general …
Econosights: Have we reached peak inflation? | AMP Capital
Econosights: Have we reached peak inflation? Key points A peak in inflation (in annual terms) has likely been reached in the US while Australia is lagging behind and is likely to see a peak in December 2022. Extremely high European energy prices means Euro inflation will increase further and may not peak until 2023. But, inflation is unlikely to be headed back to its pre-Covid levels of ~2% per annum or less and we expect …
Borrowing money: When and how to do it right | Money & Life
We all know getting into debt isn’t really desirable. So are there times when borrowing is justified? And what’s the best approach to keeping repayments within reasonable limits? We spoke to Sandy Hopps CFP® from Strategic Planners to get expert advice on smart ways to borrow money. Recent reports and statistics show we’re no strangers to debt in Australia. According to OECD data from 2015, Australia is 4th in the world – behind Denmark, the …
Are we in another 1990s tech bubble?
Are we in another 1990s tech bubble? A quick look at the valuations of the so called FAANMG group of stocks – Facebook, Apple, Amazon, Netflix, Microsoft and Google – and it certainly feels like it we’re in a tech stocks bubble a-la the late 1990s. However, if we compare valuations of this group to historical valuations during the major global asset bubbles over the last 40 years, it’s possible FAANMG and tech generally might …
Your Money Your Future / ASPIRATIONS Newsletters
Your Money Your Future / ASPIRATIONS Newsletters Welcome to the latest edition of our client online newsletters, Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of changes as they happen, but we also want to provide ideas to help you live the life you want – now and in the future. Our Latest Newsletter Winter 2024 Newsletter Archives …
Are we becoming a cashless society?
Are we becoming a cashless society? Australians are edging towards a cashless future, as consumers use debit cards or other electronic payment methods in preference to cash at the checkout and online. But whether we will entirely shun notes and coins in the future is not certain. For one thing, cash has its benefits. It’s easier for small transactions such as buying a coffee or tipping a waiter. However, the rise of contactless, credit …
Family matters: Becoming a parent
Family matters: Becoming a parent You often hear new parents say that having a baby is an amazing, life changing experience. Nothing is ever the same again! At a time when every aspect of your life is changing, the last thing you want to think about is money. But while there may not be ways to reduce the financial commitments, there are things you can do to plan and manage them more effectively. Common questions …
Family matters: Educating the kids
Family matters: Educating the kids A good education is one of the best gifts you can give your child, but although it doesn’t have to, it can cost a lot of money. A little research and planning now could save you some financial worries in the long run. The earlier you start to save the better. Common questions to consider Some questions you may wish to consider include: How much will my children’s education cost? …
Family matters: Getting married
Family matters: Getting married Getting married is an exciting time in life but it can also be a time of significant financial change. Common questions to consider Some questions you may wish to consider include: How do we set a budget for our dream wedding? What are the joint financial decisions we should be thinking about now we are getting married? Do we need a Will when we are married? What types of insurance do …