Tag: Investment

Tips for success in a competitive job market

Tips for success in a competitive job market The AMP.NATSEM report highlights challenges for young Australians starting their careers. If you’re finding it hard to get started in your chosen career—or your kids are doing it tough—you’re not alone. Many other young Australians are in the same boat, with a high proportion of young people working in part-time hospitality and retail jobs, even when they have uni degrees. The latest AMP.NATSEM reporti shows that demographic, …

Blog / E - NATSEM / FP - Community and Lifestyle   / / / / / / / / / / / / / / / /

Women are building financial intelligence

Women are building financial intelligence International Women’s Day on 8 March encourages us to aim for parity for women. On average, Australian women are paid 17.1% less than meni. They also tend to spend more time away from paid work to have children and care for loved ones which impacts their income, savings and superannuation. The good news is things are improving. Women are building financial intelligence. Women are closing the gap Women have come a …

Blog / FP - Budgeting / FP - Community and Lifestyle / FP - Investment / FP - Super - Accumulation   / / / / / / / / / / / /

What exactly is income protection insurance and do I need it?

  What exactly is income protection insurance and do I need it? Have you ever wondered how you and your family would cope if you had an injury or illness and couldn’t work for several months… or even years? For some people, income protection insurance might be the answer. What exactly is income protection insurance and do I need it? Income protection insurance (or temporary incapacity or salary continuance insurance) provides cover if you can’t work …

Blog / FP - Financial Planning / FP - Insurance   / / / / / / / / / / / /

Do you have a key person in your business?

  Do you have a key person in your business? If your business is like millions of other small or medium businesses in Australia, it’s likely that you’ll have one or more individuals whose involvement is critical to its success. This ‘key person’ might be important because of their investment or experience, their technical expertise or their business connections. And while we don’t like to think about it, no longer having this key person involved …

Blog / FP - Financial Planning / FP - Insurance   / / / / / / / / / / / / / / / /

A bump in the road, then a new start

A bump in the road, then a new start Taking stock of how your life’s travelling at the start of a new year is a great idea but you might feel more urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your life, is your financial outlook positive, what happens if you find a new …

Blog / E - Paul Clitheroe / FP - Budgeting / FP - Estate Planning / FP - Managing Money / FP - Saving / FP - Super - Accumulation   / / / / / / / / / / / / / /

Gen Y investing in home and away

  Gen Y investing in home and away Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home. Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According to the Bank for International Settlements, Australian house prices are the second …

Blog / FP - Credit & Finance / FP - Financial Planning / FP - Investment / FP - Property & Real Estate / FP - Super - Accumulation   / / / / / / / / / / / / / /

After the dust settles, a fresh start…

  After the dust settles, a fresh start… Taking stock of how your life’s travelling at the start of a new year is probably an exercise you’re likely to pursue with greater urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your life, is your financial outlook positive, what happens if you find a new …

Blog / FP - Budgeting / FP - Financial Planning / FP - Saving   / / / / / / / / / / / / / /

Resolutions for a wealthy future

Resolutions for a wealthy future Shedding a few kilos and getting fit are popular New Year’s resolutions, but along with improving your health why not resolve to boost your wealth in 2016? The best way to do that is to have a clear picture about what you want to achieve. Perhaps you want to buy a new car, save a deposit for your first home, prepare for the birth of a child or go on …

Blog / FP - Budgeting / FP - Community and Lifestyle / FP - Investment / FP - Managing Money / FP - Money Management / FP - Saving / FP - Super - Accumulation / FP - Wealth   / / / / / / / /

Your essential 2016 checklist!

Your essential 2016 checklist! These tips can help your health, wealth and happiness flourish in the coming year. Another year has flashed by even quicker than the last. Now’s the time to look back on whether you achieved everything you wanted to last year―and set your goals for the coming year. Here are some tips to help you get organised. Health and fitness Make appointments for health and fitness assessments. Then set your goals and …

Blog / FP - Budgeting / FP - Community and Lifestyle / FP - Credit & Finance / FP - Financial Planning / FP - Insurance / FP - Investment   / / / / / / / / / / / / /

Retraining your savings brain

  Retraining your savings brain Where there’s a will there’s a way, especially when it comes to saving. The latest scientific findings reveal that although fewer than 25 per cent of us have a genetic predisposition to squirrel money away for the future, we can all learn to save if we set our mind to it. According to Dr Hersh Shefrin of Santa Clara University in California, a further 25 per cent of people will …

Blog / FP - Managing Money / FP - Saving   / / / / / / / / / / /