Review of 2020, outlook for 2021 – from pandemic to recovery

Review of 2020, outlook for 2021 – from pandemic to recovery   Key points 2020 was dominated by the coronavirus pandemic but shares saw okay returns on the back of policy stimulus and vaccine optimism – resulting in constrained but positive returns for balanced growth super funds. For 2021, the combination of massive policy stimulus and the prospect of vaccines allowing a return to something more normal by end 2021/early 2022 should see a decent …

What exactly is income protection insurance and do I need it?

  What exactly is income protection insurance and do I need it? Have you ever wondered how you and your family would cope if you had an injury or illness and couldn’t work for several months… or even years? For some people, income protection insurance might be the answer. What exactly is income protection insurance and do I need it? Income protection insurance (or temporary incapacity or salary continuance insurance) provides cover if you can’t work …