How to manage volatility in a low return world

  How to manage volatility in a low return world Responding to changing market conditions while keeping abreast of a strategy is a delicate balance. However, it’s an important skill to develop if you wish to successfully invest using a dynamic asset allocation approach. In this article, we discuss how market volatility is different to investment risk, and how you can manage your investments during market volatility while sustaining minimal long-term losses. We all know …

How Reducing Your Electricity Bill Can Save You Money

How Reducing Your Electricity Bill Can Save You Money Did you know that you could save additional money if you remembered to turn off the lights? It’s true, you can save money, but the trick to do it effectively is to let your family know the importance of not wasting electricity. If you want to lower your next electricity bill, follow these simple ways to reduce your bill: 1.     Turn Off the Lights The most …

Honey, the kids shrunk my retirement

Honey, the kids shrunk my retirement An increasing number of Peter (and Peta) Pans are refusing to fly the coop, staying in the family home well into adulthood. It’s estimated that in the next five years, more than one million 18 to 29-year-old Australians will still be living with their parents. Put another way, nearly a third of people close to retiring will still be supporting their adult children at the end of this decade.i …

See How You Can Build Towards Your Retirement

  See How You Can Build Towards Your Retirement How can we help in your Retirement? Here we look at how you can maximise your income in retirement, whether you’re: a long way off retirement close to retirement or already retired.  Retirement still more than 10 years away Retirement can seem irrelevant when you’re in your 30s or 40s. There are so many other things you can do with your money – go overseas, buy …

The demand for global infrastructure

The demand for global infrastructure …and what this means for investors An estimated US$78 trillion will be required for global infrastructure investment over the next two decades. The majority of infrastructure requirements are dominated by the core sectors of transport, energy, water and communications. Additional infrastructure requirements outside of these sectors include roads, airports, port and loading facilities, health, education and other community service provisions.1 Regional spending requirements Infrastructure requirements in North America, Europe and …

Property Myth Busting

Property Myth Busting If you’ve always thought property prices only go up… With so much emphasis on property in the media, it can be difficult to sort fact from fiction. But before investing in any type of asset—including property—it pays to consider the pros and cons, and any commonly held misconceptions. We bust 3 property myths. Myth 1: Prices always go up Believing that property always goes up is understandable—especially given prices have dramatically increased …

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Four tactics to build an investment portfolio

  Four tactics to build an investment portfolio by Jeff Rogers, Chief Investment Officer, ipac Investment Management Learn strategies to help you focus on long-term wealth accumulation, so you can fund your aspirations for retirement. An increasing number of Australians are hitting retirement age, and more people are now seriously addressing the question of how they actually want to spend their retirement and how they will fund those aspirations. If you already have investment strategies …

Paying your bills in retirement

  Paying your bills in retirement Retirees and those nearing retirement have learned the hard way the importance of holding a portion of their nest egg in low-risk fixed income investments. During the financial crisis cash and bonds not only outperformed shares and property, they helped investors protect their capital and pay the bills.1 Now that interest rates on most term deposits are below four percent 2 and the official cash rate is at record …

Money Saving Secrets For Housewives

Money Saving Secrets For Housewives Become a Financially Savvy Housewife! Housewives usually don’t get the same level of acknowledgement as working women do- and you want to know why? That’s because they don’t earn! Bitter, as it may sound, but you can’t deny the truth. No matter, how much your husband loves you, if you have only added to his financial responsibilities- he might become frustrated.  But there is no need to lose hope! You …