Do you have a key person in your business?

  Do you have a key person in your business? If your business is like millions of other small or medium businesses in Australia, it’s likely that you’ll have one or more individuals whose involvement is critical to its success. This ‘key person’ might be important because of their investment or experience, their technical expertise or their business connections. And while we don’t like to think about it, no longer having this key person involved …

How You Can Save Money On Back To Back When Shopping For School?

How You Can Save Money On Back To Back When Shopping For School? When the vacations are over, the excitement of children is at their peaks. A new school year is a beautiful new prospect for students each year with parents often rejoicing the steps on the ladder of education by their child. Yet the start of the school year can be a worrying sign for some families that believe firmly in budgets since new …

Save Money Even When You Dine Out

Save Money Even When You Dine Out The reaction of most people with limited amount of money when they hear a dining out plan is the sigh “expensive”. It is true that dining out in most restaurants is an expensive venture, but you can still enjoy the occasional meal dining out without having to stretch your budget to the brink of a meltdown. This is possible if you are a smart spender. Smart spending doesn’t …

4 Things You Should Know Before You Start Budgeting

4 Things You Should Know Before You Start Budgeting With the end of the year nearing, it is almost time up for the New Year resolutions. Most people have either already made their New Year resolutions or are in the process of making or finalizing them. If you have made a resolution for this New Year that you are going to budget your expenses better this year, well then you are in luck. This blog …

ASPIRATIONS Newsletter

ASPIRATIONS Newsletter Welcome to the latest edition of our client online newsletters, Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of changes as they happen, but we also want to provide ideas to help you live the life you want – now and in the future. Our Latest Newsletter   Summer 2023 Newsletter Archives     Winter 2023       Autumn 2023   …

How Reducing Your Electricity Bill Can Save You Money

How Reducing Your Electricity Bill Can Save You Money Did you know that you could save additional money if you remembered to turn off the lights? It’s true, you can save money, but the trick to do it effectively is to let your family know the importance of not wasting electricity. If you want to lower your next electricity bill, follow these simple ways to reduce your bill: 1.     Turn Off the Lights The most …

See How You Can Build Towards Your Retirement

  See How You Can Build Towards Your Retirement How can we help in your Retirement? Here we look at how you can maximise your income in retirement, whether you’re: a long way off retirement close to retirement or already retired.  Retirement still more than 10 years away Retirement can seem irrelevant when you’re in your 30s or 40s. There are so many other things you can do with your money – go overseas, buy …

Downsizing – is it right for you?

  Downsizing – is it right for you? If you are heading towards retirement, or perhaps already in it, downsizing may have crossed your mind. And you might have some questions – does it make sense financially? Is a smaller home better suited to my situation? At first glance, it would seem that downsizing is a popular choice amongst older Australians. However recent research (Downsizers and Other Movers – The Housing Options Choices and Dilemmas …

Could you own a chunk of $15 billion[1] and not know it yet?

Could you own a chunk of $15 billion[1] and not know it yet? With millions of super accounts waiting for their owners, it’s easy to reclaim your money. Few people would be willing to turn their backs on thousands of hard-earned dollars. Yet when it comes to super money, many people have thousands of missing dollars they don’t know about. More accounts, less money It’s easy for super to get lost. Most of us have …

Things you need to know about personal insurance

  Things you need to know about personal insurance Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised on TV look enticing. But simple is not always cheaper, the cover may be inadequate or, worse still, may not pay out when you need it most. Underinsurance Personal insurance is a general terms for term …