rates – Page 3

The threat to Australian house prices from Coronavirus | AMP Capital

The threat to Australian house prices from Coronavirus Key points The Australian housing market is at risk from the coronavirus recession Australia has now entered. A relatively short recession that sees unemployment rise to around 7.5% would likely only set prices back around 5% or so after which prices would bounce back. But a deeper recession with say 10% unemployment risks tripping up the underlying vulnerability of the housing market around high prices and high …

FinancialPartners 19/03/2020 19/03/2020 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning auction / clearance / However / momentum / rates / Sales / showing / Signs / slowing / some

RBA marks new record low with March cash rate call | AMP Capital

The Reserve Bank board has cut interest rates again by 0.25% at their March meeting, their fourth such cut since June last year. The move comes largely in response to the uncertainty caused by the global outbreak of the coronavirus (Covid-19), and up until about last Friday I’d have said it was a close call as to whether the bank would cut or stay put. The run of soft domestic economic data over the past …

FinancialPartners 03/03/2020 03/03/2020 Blog / E - Insights Papers / E - Oliver's Insights 025% / again / Bank / board / Interest / March / meeting / rates / Reserve / their

High times for low interest rates

High times for low interest rates With mortgage rates at their lowest since the days of black and white TV, this might be the right time to make a serious dent in your home loan. Lower rates mean any money you have in the bank could be earning less interest. But if you have a variable home loan rate and your lender passes on the cut, you’ll pay off more of your loan faster just …

FinancialPartners 30/10/2019 24/10/2019 Blog / FP - Credit & Finance / FP - Financial Planning / FP - Managing Money / FP - Money Management bad times / fifty bucks / Good times / high / High times / High times for low interest rates / Interest / Interest rates / low / low interest rates / Other things you could do / rates / times

Making the most of record low interest rates

Making the most of record low interest rates The Reserve Bank of Australia (RBA) took the cash rate to a record low of 1% in July, bringing mortgage rates to their lowest level in more than half a century. However, the low cash rate also means your money in the bank could be earning less interest. Why did the RBA cut rates? Rate cuts are a way for the RBA to help stimulate the economy. …

FinancialPartners 28/08/2019 16/08/2019 Blog / FP - Credit & Finance / FP - Managing Money / FP - Money Management / FP - Pre - Retirement Planning / FP - Property & Real Estate / FP - Saving buying / Buying a property / growing / Growing your super / increasing / Increasing your savings / Interest / low / making / Making the most of / Making the most of record low interest rates / most / Paying off debt / property / rates / RBA / record / record low interest rates / Savings / super

Why rates aren’t going up in Australia Here’s 4 reasons why:

Why rates aren’t going up in Australia Here’s 4 reasons why: It wasn’t so long ago that everyone was wondering when rates were going to rise. Now it’s looking like we will be waiting for a while before the Reserve Bank of Australia puts up official rates. We don’t expect the RBA to raise rates until 2020. How is this so, you may ask, given inflationary fears are playing some havoc with stock markets, particularly …

FinancialPartners 25/07/2018 20/08/2018 Blog / E - Economics / E - Oliver's Insights Australia / Here’s 4 reasons why: / rates / Reasons / Why / Why rates aren’t going up in Australia / Why rates aren’t going up in Australia Here’s 4 reasons why:

Should the RBA raise rates to prepare households for higher global rates?

Should the RBA raise rates to prepare households for higher global rates? Key Points The RBA should avoid calls to raise interest rates prematurely just to prepare households for higher global rates. Such a move would be Iike shooting yourself in the foot in order to practice going to the hospital.. Nor should the RBA mess with the inflation target that has served Australia well. We don’t see it doing either and continue to see …

FinancialPartners 28/06/2018 20/08/2018 Blog / E - Oliver's Insights Bottom line / Global / higher / higher rates / higher rates makes no sense / households / Inflation / inflation target / Interest / Interest rates / makes no sense / prepare / raise / raise rates / Raising rates / rates / RBA / Should / Should the RBA raise rates to prepare households for higher global rates? / target

After the Australian household debt and east coast housing booms – interest rates on hold until 2020

After the Australian household debt and east coast housing booms – interest rates on hold until 2020 Will Australian interest rates ever go up? While the global economy is seeing its fastest growth in years and the US Federal Reserve has increased rates five times since December 2015 and is on track for more hikes this year, the Reserve Bank of Australia (RBA) has now left interest rates on hold for a record 21 months …

FinancialPartners 02/05/2018 20/08/2018 Blog / E - Oliver's Insights 2020 / After the Australian household debt and east coast housing booms – interest rates on hold until 2020 / Australian / Australian household debt / booms / Debt / east coast / east coast housing booms / Household / housing / Interest / interest rates on hold until 2020 / on hold / rates

What if interest rates rise faster than expected?

What if interest rates rise faster than expected? The US Federal Reserve may raise interest rates twice as often as the market expects in 2018, according to AMP Capital Head of Investment Strategy and Chief Economist Shane Oliver. “This year we think the Fed is going to raise rates more than the market is allowing for,” says Oliver. “Market expectations are factoring about two and a half hikes and we actually think they will do …

FinancialPartners 16/02/2018 20/08/2018 Blog / E - Economics / E - Insights Papers English-language films / expected / faster / Interest / Mathematical finance / rates / rise / than / What if / What if interest rates rise faster than expected?

How to pick the top of the real estate market

How to pick the top of the real estate market Strong demand for the broader real estate segment is likely to help prices remain strong for at least another year as the aging population seeks regular annuity in a low interest rate environment, says Luke Dixon, AMP Capital Head of Head of Real Estate Research. “Real estate is still fairly priced,” Dixon says, a view informed by a detailed analysis published in the latest AMP …

FinancialPartners 28/11/2017 20/08/2018 Blog / E - Economics / E - Insights Papers Commercial property / Fee simple / Finance / Government bond / How to / How to pick the top of the real estate market / Immovable property / Inflation / Insurance / Interest / Interest rate / Interest rates / investor / Market / Monetary policy / Money / pick / property / Property tax / rates / Real estate / Real estate investment trust / Real estate pricing / Real estate transaction / Real property / Risk-free interest rate / The Real / top / Yield

Interest rates likely to remain on hold until economic growth improves

11 August 2017 Interest rates likely to remain on hold until economic growth improves There is little chance the Reserve Bank of Australia will hike interest rates in the next six months, even though property prices are at record highs in some markets, according to AMP Capital Head of Investment Strategy and Chief Economist Shane Oliver. “I can understand why people think maybe they should,” says Oliver. “But I think it’s a 2018 story, not …