Lancashire

Investment bonds – a possible alternative to superannuation

Investment bonds – a possible alternative to superannuation Because many people can no longer put as much money into super, an investment bond may provide another way to save for retirement. On 1 July last year, the amount of money many Australians could put into superannuation was reduced as a result of the introduction of more restrictive contribution caps. Consequently, some people were left asking the question – I have money or I expect to …

FinancialPartners 30/04/2018 20/08/2018 Blog / FP - Investment / FP - Pre - Retirement Planning / FP - Retirement / FP - Super - Accumulation Bond / Bonds / Capital accumulation / Collective investment scheme / Corporate tax / Finance / income / Income tax / Insurance / Insurance bond / Investment / Lancashire / Pension / Progressive tax / Proportional tax / Regressive tax / Saving / Tax / Tax refund / Taxation / Taxation in the United States / Value added tax

Where are we in the unlisted commercial property cycle?

Where are we in the unlisted commercial property cycle? Key points Australian unlisted commercial property returns have been very strong this decade thanks largely to the “search for attractive yield” by investors. This return driver is expected to start to fade but rising rents, particularly in the south-east office markets, will provide an offset keeping returns solid for now. Commercial property yields still offer a strong premium relative to bonds suggesting we are a long …

FinancialPartners 22/03/2018 20/08/2018 Blog / E - Economics / E - Financial Snapshot / E - Market Update / E - Oliver's Insights / FP - Property & Real Estate Bond / Bonds / Business cycle / Capital asset / Capital gain / Capitalism / commercial / Commercial property / commercial property yields / cycle / Economics / Finance / Inflation / Investment / Lancashire / Macroeconomics / Monetary policy / property / Real estate / Real estate investment trust / Recession / Renting / Risk / The Bond / Unemployment / unlisted / unlisted commercial property / Where are we / Where are we in the unlisted commercial property cycle? / Yield / Yield curve

Higher global inflation and higher bond yields – what’s the risk and implications for other assets?

01 February 2018 Higher global inflation and higher bond yields – what’s the risk and implications for other assets? Key points Rising global growth and rising commodity prices indicate the risks to inflation are gradually moving to the upside. This is most acute in the US with the Fed likely to raise rates more than the market expects this year. This supports the view that the 35-year super cycle decline in bond yields is over. …

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Why we’re thinking about yield all wrong

Why we’re thinking about yield all wrong No doubt about it, institutions will have an edge over the Average Joe or weekend warrior when it comes to information and investment insights; financial institutions employ the best and brightest and draw on research garnered from all over the world using tools out of the reach of most of us individually. But there are times when it makes sense for individual investors to play to their strengths …