Proportional tax

Investment bonds – a possible alternative to superannuation

Investment bonds – a possible alternative to superannuation Because many people can no longer put as much money into super, an investment bond may provide another way to save for retirement. On 1 July last year, the amount of money many Australians could put into superannuation was reduced as a result of the introduction of more restrictive contribution caps. Consequently, some people were left asking the question – I have money or I expect to …

FinancialPartners 30/04/2018 20/08/2018 Blog / FP - Investment / FP - Pre - Retirement Planning / FP - Retirement / FP - Super - Accumulation Bond / Bonds / Capital accumulation / Collective investment scheme / Corporate tax / Finance / income / Income tax / Insurance / Insurance bond / Investment / Lancashire / Pension / Progressive tax / Proportional tax / Regressive tax / Saving / Tax / Tax refund / Taxation / Taxation in the United States / Value added tax

What are “returns”?

What are “returns”? You’ve heard people brag about the great “returns” they may be earning, but there is more than meets the eye when it comes to talking about returns. Just as the word suggests, returns are what comes back to you from your investments or savings. So if you’ve put money in the bank, your returns will include the interest you’ve earned over and above the money you invested. Total returns If you have successfully …

FinancialPartners 24/04/2018 20/08/2018 Blog / Money & Life - Get Advice / Money & Life by FPA Basic financial concepts / Bond / Capital accumulation / Capital asset / Capital gain / Capital gains tax / Capital gains tax in the United States / Capitalism / Consumer price index / Finance / GDP deflator / income / Income tax / Inflation / Investment / Money / Price index / Progressive tax / property / Proportional tax / Rate of return / Real estate / Regressive tax / returns / Saving / Stock and flow / Tax / Tax refund / Taxation / Taxation in Australia / Taxation in the United States / What are / What are “returns”?

The pros and cons of investment bonds

The pros and cons of investment bonds Also called insurance or growth bonds, investment bonds can be a tax-effective way to save for something big. If you’re saving for a particular goal, looking for an alternative to super, or want to ensure those who matter most are taken care of after you’re gone, investment bonds (also known as insurance or growth bonds) may have benefits while potentially reducing what you pay in tax. If you’re wondering how …