Money Saving Secrets For Housewives

Money Saving Secrets For Housewives Become a Financially Savvy Housewife! Housewives usually don’t get the same level of acknowledgement as working women do- and you want to know why? That’s because they don’t earn! Bitter, as it may sound, but you can’t deny the truth. No matter, how much your husband loves you, if you have only added to his financial responsibilities- he might become frustrated.  But there is no need to lose hope! You …

Saving Money While Following Eco-Friendly Habits

Saving Money While Following Eco-Friendly Habits Saving the environment is one of the few noble causes that we can work towards. The best way to save the environment is to adopt eco friendly habits that help us save the environment for ourselves little by little. While it is a popular saying that going green isn’t the easiest way, it is definitely worth the try because of its benefits to us. Going green doesn’t only help …

3 Steps To Get Your Credit Card Charge Back

3 Steps To Get Your Credit Card Charge Back With the end of the season of festivities over, it is time for most of the people– who’ve spent lots of their fortune on making holidays fun for their family and friends – to look back at their credit card bills and go through their expenses. Often during this process some people are likely to come across expenditures that have been deducted from their credit cards …

Where Does All My Money Go? Time to Learn Money Management!

Where Does All My Money Go? Time to Learn Money Management! Ever get frustrated that why the money you earn is never enough to satisfy your needs? If yes, then you are not alone. Almost every other person is wondering where on earth do they spend all their money. If you don’t want to be bothered by this question ever again, then you need money management! You might have come across the term a million …

How to make the transition to retirement smooth for you and your partner

How to make the transition to retirement smooth for you and your partner Couples don’t always agree on everything, including retirement. If the time comes for you to retire and your partner is still working—or vice versa—it’s a matter of anticipating the natural changes ahead and then balancing and planning so both your needs can be met. Understanding differences The age you retire may depend on the work you do, your employment arrangements, your health …

Time to sell the family home?

Time to sell the family home? With children gone and things slowing down it may be time to downsize. When you’ve got a family a big house with plenty of room may make sense. But these days a smaller place may suit you better. Dreams of a change may be beckoning… you may be yearning to wake up to the smell of eucalyptus or doze off with an evening sea breeze. And if you have …

Women need a plan for ‘early’ retirement

Women need a plan for ‘early’ retirement   We know women generally live longer than men, but new research shows the majority of Australian women are unlikely to work past the age of 65, making it more important than ever for them to take control of their finances early and plan appropriately for life after work. The latest AMP.NATSEM Report, Going the distance: Working longer, living healthier, has revealed the gender gap in the Australian workforce …

Heard of trauma insurance?

Heard of trauma insurance? Here’s how it can help you and your family With half of all Australian men and one-third of Australian women expected to be diagnosed with cancer by the age of 85[1], many families are learning first-hand how an illness can interrupt even the best arranged plans. When the mortgage and school fees still have to be paid, every family deserves to be able to maintain their lifestyle, while working towards getting …

Seven steps to cutting debt

  Seven steps to cutting debt It’s time to drop your debt weight and get financially fit.  You enjoy a challenge – right? Then step towards financial fitness by cutting your debts this year. Understand and embrace your debt. Firstly, work out where and what type of debt you have and start to plan how you’re going to cut it down. For example, if you roll multiple debts into one, you may save on fees …

3 ways to get a foot on the property ladder

3 ways to get a foot on the property ladder Creative ideas for younger Australians to invest in property It won’t come as a huge surprise to learn that Australian homes are among the most expensive in the world. In a recent survey[1] every Australian town and suburb was rated as ‘seriously’ or ‘severely’ unaffordable. And if you’re in a capital city it’s even worse, with the average Sydney home costing nine times average household …