5 things to consider when saving for a house deposit

5 things to consider when saving for a house deposit Before you can step onto the property ladder and buy your first home, you’ll likely have to do some serious saving to build up a deposit. Here are some things to consider that can help get you started, and on the road to home ownership sooner. Work out your current situation It might sound obvious, but it’s easier to reach a savings goal when you …

The benefits of contactless payments

The growth of contactless payments COVID-19 has accelerated our move towards a cashless society. If you can’t tell your Apple Pay from your AirPlay, now’s a good time to consider the benefits of contactless payments. It’s a very 2020 story. Your new homemade breadmaking skills are as uneven as the lump you lifted from your oven, so you pop down to the bakers for their tasty sourdough rolls. But as you make it to the …

5 tips for a better retirement

5 tips for a better retirement It’s never too late to make savvy decisions about your retirement. Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you’ve planned it correctly, it heralds a life stage synonymous with relaxation and enjoyment. However, to make sure your retirement is everything you’d hoped for, it’s crucial to make smart decisions to help you stick to your financial plan, achieve investment goals …

Upgrade or Renovate? | Q&AMP

Upgrade or Renovate? Are you running out of space or yearning for a change of scenery? In this episode of Q&AMP, we consider the tough decision to either move somewhere else and buy something new or to renovate your existing home. AMP Capital Senior Economist Diana Mousina is joined by Tim Lawless, Research Director at property analytics company CoreLogic to discuss the pros and cons of renovating or moving home and what to look for …

Women and the future of work

  Women and the future of work A changing world of work holds old challenges and new opportunities for women The coronavirus (COVID-19) pandemic is affecting us all, but women have particular trends to consider. Women already face a number of financial challenges, including 28% less super at retirement¹. COVID-19 and the effect of policy responses may widen existing gender financial inequities. With women more likely to work part-time or casual, and to take time out …

What happens to my super when I move overseas?

What happens to my super when I move overseas? If you’re a permanent resident, your super will remain subject to the same rules. If you’re a temporary resident, you may be able to claim a departing Australia superannuation payment. You might be leaving the country for a variety of reasons – career prospects, love, adventure, new opportunities – or you may be returning home. While you’ve probably got a checklist of things to cover off …

What to consider when buying a car

What to consider when buying a car Here’s a list of questions to ask yourself when you’re on the hunt for a new set of wheels. Whether it’s new or used, buying a car isn’t something we do very often. It might be your first big purchase, so it’s something you don’t want to get wrong. Before you hit the dealerships or the internet, check out this list of what to consider when buying a …

What to consider when investing in a low return world

What to consider when investing in a low return world Identifying market dislocations is something that requires investment expertise For some investors, volatility matters. When approaching retirement, volatility tends to matter more owing to sequencing risk. In the video below, we assess some considerations for investing in low return world. Share market volatility is expected to remain elevated Investment market volatility is essentially triggered by uncertainty around market fundamentals such as economic growth, earnings, dividends …

Saving Money While Following Eco-Friendly Habits

Saving Money While Following Eco-Friendly Habits Saving the environment is one of the few noble causes that we can work towards. The best way to save the environment is to adopt eco friendly habits that help us save the environment for ourselves little by little. While it is a popular saying that going green isn’t the easiest way, it is definitely worth the try because of its benefits to us. Going green doesn’t only help …