Phone security: get switched on Keep your money, identity and personal information safe Have you ever left your phone behind? It’s an odd feeling—like part of you is missing. And even though you’ll only feel right with it back in your hand, if your phone’s secure you’ll have peace of mind that your money and identity are safe in the meantime. Make sure your phone’s not susceptible to viruses and, if lost or stolen, that …
Do You Know the Difference between Needs and Wants? What’s one reason why people aren’t able to save money? They don’t know the difference between their needs and wants, resulting in too many unwanted things spilling out of your cupboards, closets, and drawers. In order to prevent their desires from controlling their thoughts, they need to differentiate between what they need and what they can do without. Here’s how to start: 1. Make a List …
Investing in a holiday home Is it really your great Aussie dream? Read more. It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye. And you start thinking: “If we had our own place, we could go there all year ‘round and instead of contributing to someone else’s …
Household Budgeting- The Best Way To Save Money! Running a household is just like running a business. You have to manage finances and work on money investment strategies to transform a house into home- your dream home! People usually don’t take household budgeting seriously and which is why they may find it challenging to run the house in the limited income. Well here are few tips that can help you manage household successfully without running …
Already retired Have you reached your retirement age yet you feel you’re not yet ready to give up work altogether? If you’re eligible for the Age Pension, the government offers incentives for working people to defer claiming it. On the other hand, if you’ve independently funded your retirement, you may benefit from keeping track of, or restructuring, your finances so you can maximise any government entitlement. Some questions you may wish to consider …
Retiring within the next 5 – 10 years The combined effect of earlier retirement and living longer means that many Australians will spend more than a quarter of their life in retirement. While this sounds like good news, it does emphasise the importance of planning carefully – and well in advance – for your retirement. Some questions you may wish to consider include:• How much do I need to retire on? When can I …
Retirement still more than 10 years away Retirement can seem irrelevant when you’re in your 30s or 40s. There are so many other things you can do with your money – go overseas, buy a house, raise a family, or just have fun. However, according to research by the Investment and Financial Services Association (IFSA), the Age Pension won’t be nearly enough to fund the lifestyle we’d like when we’re no longer working. So …
Teach Kids the Value of Saving and Budgeting Money Do you want your children to make the same mistakes with money as you did? Naturally, you want your children to learn from the mistakes that you made when you were young. If you learned the value of saving your hard-earned money the hard way, you should teach your children about the value of saving and budgeting money. Instill good habits in them now, before they …
The top 5 overseas holiday spots Before jetting off, consider Aussie travellers’ favourite destinations. People the world over nominate Australia as their dream destination. But when it comes to jetting overseas, where do Australians choose to go? Does the idea of lounging in a tropical island paradise and soaking up a new culture whet your appetite or would you rather trek through foreign cities or mountain ranges? One thing’s certain, Australians love to travel overseas. …
5 Yesteryear Ways To Save Money When it comes to the world of fashion it’s a popular saying that if anything goes out of fashion in your wardrobe keep it in your wardrobe for a long time and it comes back in fashion. Does the same apply in other parts of life as well? It certainly seems so. In terms of saving money, you might have read tens of blog telling you new ways to …
