Category: FP – Financial Planning

Be clear on investment goals

Be clear on investment goals by Jeff Rogers Retirees concerned about cuts to the official cash rate need to clearly identify their investment goals to help clarify whether capital stability or income sustainability is of greater importance. In this article, we discuss how a well-managed portfolio of select corporate bonds, equities, property and infrastructure can deliver attractive and predictable income streams that can be expected to rise over time. Sustainable income in a low-rate environment …

Blog / FP - Investment / FP - Retirement   / / / / / / / / / / / /

How can I make my dream home a reality?

  How can I make my dream home a reality? Only you can choose the best home for you. But finding a smart way to buy it will probably take some help. Just like engaging an architect to draw a blueprint of your dream home, you may like to consider speaking to a financial expert to help plan the best way to finance your new home. How expert advice can really help There are plenty …

Blog / FP - Community and Lifestyle / FP - Credit & Finance / FP - Property & Real Estate   / / / / / / / / / / / / / /

Save for something big

Save for something big. Using goals to achieve your dreams Many people don’t find budgeting and saving easy, nor is it on top of their priority list. Most of us are programmed to look for short cuts, or believe that with a bit of luck – and rising house prices – ‘we’ll be right’. But in reality, saving for the lifestyle we want does require a degree of discipline and an active interest in looking …

Blog / FP - Budgeting / FP - Community and Lifestyle / FP - Managing Money / FP - Money Management / FP - Saving   / / / / / / / / / / /

Five super terms that should be on your radar

  Five super terms that should be on your radar Confused by industry jargon? We help you make sense of it all… We want to empower you to take control of your finances and own your tomorrow. But we know it’s not always easy. The language of finance can be complex and confusing. Here we explain superannuation terms in everyday language. Superannuation guarantee (SG) The payments your employer makes into your super. All Australian employers …

Blog / FP - Financial Planning / FP - Super - Accumulation   / / / / / / / / / / / /

How can property make me better off?

  How can property make me better off? If you’ve built up some equity over the years, it may be time to look at the options your property may give you. Here are four possibilities that could help you: You could buy an investment sooner. Borrowing against the value of your home—which is one way you can access your equity—may enable you to buy an investment sooner than if you had to save the money. …

Blog / FP - Financial Planning / FP - Investment / FP - Property & Real Estate   / / / / / / / / / / / / / / /

All aboard – The popularity of cruising continues to rise

  All aboard – The popularity of cruising continues to rise Pulling into the sparkling waters of Sydney Harbour has to be one of the highlights of any cruise, and it seems Australians agree – according to industry experts it’s predicted that one million Australians1 will hit the high seas next year. The growth in the Australian cruise industry shows no sign of slowing down – rising by an average of 20 per cent each …

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Pressed for time?

Pressed for time? When it comes to achieving work-life balance, many Australian families aim to strike the balance between time and money. If you dream of living your ideal life and achieving that elusive balance between spending time at work and being with your family, you’re not alone. These days, finding time to do it all can be challenging. In fact, around 40% of women and 30% of men report feeling often or always rushed …

Blog / E - NATSEM / FP - Community and Lifestyle / FP - Managing Money   / / / / / / / / / / / / /

Doing it with date-onomics

  Doing it with date-onomics Just as you wouldn’t invest money blindly, dabbling in the online dating market also calls for clear-sighted strategies to avoid risky prospects. While listening to your heart rather than your head may feel harmless enough behind a computer screen, critical thinkers are thought to be more likely to avoid poor romantic “investments”. Help with online dating Online dating is not just for young digital natives, it has been taken up …

Blog / FP - Community and Lifestyle / FP - Investment / FP - Managing Money   / / / / / / / / / / / / / /

Retirement rolls around faster than you think

New research shows one in three Australians think retirement is too far away to plan for. That’s a big mistake. Retirement rolls around faster than you think. Take it from me, the day when you’re ready to hang up your work boots is likely to roll around far more quickly than you anticipate, and it pays to be prepared.  If you think time passes more quickly as you get older, you’re absolutely right. It turns out …

Blog / E - Paul Clitheroe / FP - Managing Money / FP - Money Management / FP - Retirement   / / / / / / / / / / / / / / /

Ways to grow your Super, Value of Advice and More

Ways to grow your Super, Value of Advice and More 1. Five ways to grow your super Are you looking for ways to boost your super account balance? Watch our video (3.01) and hear how Greg Elias, an AMP Client Adviser, explain five ways his client could grow their super to save for a comfortable retirement. He discusses five ways to grow super: 1. Bring together all your super accounts 2. Choose your super fund …

Blog / FP - Investment / FP - Managing Money / FP - Pre - Retirement Planning / FP - Saving / FP - Super - Accumulation / FP - Wealth   / / / / / / / / / / / / / / / / / / / /