How FinancialPartners & AMP can help you
How FinancialPartners & AMP can help you Superannuation & Retirement tips X All 26VIDEOS Investment tips All 15VIDEOS Insurance All 8VIDEOS
Tag: Insurance
Changes to the Age Pension assets test
Changes to the Age Pension assets test The government’s recent changes to the Age Pension could affect your ability to plan for a comfortable retirement. Recent reports[1] suggest that more than 300,000 Age Pensioners will have at least part of their pension cut, with just under 100,000 of these people losing all Age Pension entitlements, taking effect from January 2017. The Age Pension and assets test explained The Age Pension provides income support and …
Is your insurance overdue?
Is your insurance overdue? If your policy lapses, you may face more challenges than being unable to claim when you need to. If you let your insurance lapse, you may be in for a surprise down the track. Because letting your cover lapse can mean more than no longer having your cover in place. You need to think about whether you’ll be approved or rejected for the same cover if you decide to reapply in …
What’s worth more – your belongings or your livelihood?
What’s worth more – your belongings or your livelihood? At least one in five of us will be unable to work due to injury or illness in our lifetime, yet we’re still more likely to insure our car than our most important asset–ourselves. You might have the attitude ‘she’ll be right’ but looking at the statistics, there is more chance of something going wrong than you might think. Over 80% of Australians insure their …
What happens if I let my insurance lapse?
What happens if I let my insurance lapse? Like many Australians you may be wondering if your cover can adapt to your needs. If you let your insurance lapse, you risk being unable to make a claim when you may really need to. Take a look at our claims statistics below and you’ll see that, more often than not, it’s our older customers who understand first-hand the true value of their insurance. Life claims by …
Protecting your wealth
Protecting your wealth What is insurance? Insurance is a form of protection – a way to protect yourself, your family and the things you own if something goes wrong. It enables you to replace or repair your assets, whether those assets are your belongings or your capacity to earn income. Everybody’s circumstances are different, but insurance is important for everybody. Your need for insurance will change as you move through the different stages of your …
How (and why) to talk to your adult children about insurance
How (and why) to talk to your adult children about insurance Adult children living at home. It’s the premise for many a zany Hollywood comedy. Men in their ‘30s or ‘40s living with their mums, modern city families having to move to their parents’ country homes, houses packed to the rafters with multiple generations. Surprisingly, it’s the reality for a number of Australian families. Retirees looking forward to comfortable, leisurely lifestyles are suddenly saddled with …
Put your backyard to work
Put your backyard to work Across Australia, the granny flat is currently experiencing somewhat of a construction boom. And it’s not hard to see why. Rising property prices, coupled with an ageing population, have resulted in an increased demand for multi-generational and multi-dwelling living. These popular and relatively affordable buildings offer considerable lifestyle benefits for homeowners. At an average cost of $100,000i, they can be used as a home office, a teenage retreat or even …
How can property make me better off?
How can property make me better off? If you’ve built up some equity over the years, it may be time to look at the options your property may give you. Here are four possibilities that could help you: You could buy an investment sooner. Borrowing against the value of your home—which is one way you can access your equity—may enable you to buy an investment sooner than if you had to save the money. …
Ways to grow your Super, Value of Advice and More
Ways to grow your Super, Value of Advice and More 1. Five ways to grow your super Are you looking for ways to boost your super account balance? Watch our video (3.01) and hear how Greg Elias, an AMP Client Adviser, explain five ways his client could grow their super to save for a comfortable retirement. He discusses five ways to grow super: 1. Bring together all your super accounts 2. Choose your super fund …