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Five reasons why this downturn and subsequent recovery are different – and where are we in the Australian recovery now?

Five reasons why this downturn and subsequent recovery are different – and where are we in the Australian recovery now? Key points This economic downturn and recovery differs from those of the past in that: the downturn was driven by a government shutdown; fiscal and monetary support has been faster and bigger; forced asset sales have been headed off; it’s dependent on containing coronavirus; and it’s seeing more rapid structural change. As a result, …

FinancialPartners 29/10/2020 09/11/2020 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning (much / Back / been / coronavirus / debate / from / getgo / lockdowns / March / there

Aussies saving for a rainy day instead of a holiday

Aussies saving for a rainy day instead of a holiday Not many people can say they’ve been unaffected by COVID-19. Whether you’ve lost work, had hours reduced or been fortunate to maintain employment, COVID has been a wake-up call for how we manage our money and set financial goals. Research1 by AMP shows that the majority of us now believe it’s more important than ever to plan for a secure financial future. For the first time …

FinancialPartners 14/10/2020 13/10/2020 Blog / FP - Budgeting / FP - Financial Planning / FP - Managing Money / FP - Money Management / FP - Saving been / Country / COVID / from / gone / nation / Saver’s / Travellers’ / wakeup / we’ve

The 2020-21 Australian Budget – spend, spend, spend as the focus remains on recovery and jobs, jobs, jobs

The 2020-21 Australian Budget – spend, spend, spend as the focus remains on recovery and jobs, jobs, jobs Key points The Government now expects the Federal budget deficit to peak at a record $213.7bn this financial year. That’s around 11% of GDP, its highest since the end of WW2. The risk is the deficit will be worse at around $230bn. Key measures include earlier tax cuts, massive tax breaks for investment & a new …

FinancialPartners 07/10/2020 07/10/2020 Blog / E - Australian Budget / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning 201920 / 202021 / Back / Black / Budget / budget Original / from / Long / track

New laws to protect your retirement savings

The laws to protecting your retirement savings Around 40% of working Australians claim they don’t have life insurance1. Yet, with 13.5 million insurance policies inside super2, it’s likely many people may have life insurance without knowing it3. The bigger picture There’s a good chance, at some point in your career, you joined your employer’s default super plan – this is the plan your employer pays super into if you don’t nominate your own. Perhaps it …

FinancialPartners 01/10/2020 01/10/2020 Blog / FP - Financial Planning / FP - Pre - Retirement Planning / FP - Super - Accumulation balances / Being / from / government / Help / introduced / laws / prevent / super

Econosights: The outlook for consumers | AMP Capital

Econosights: The outlook for consumers Key points Despite the fall in Australian employment since March, total household incomes have risen from government payments and other measures including the mortgage deferral scheme and early access to superannuation. Consumer savings will lift in the short-term from the temporary boost to income and lower consumer spending. Higher household savings will help to smooth consumption over the next year as household income growth remains low into 2021 as the …

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Seven reasons why the trend in shares will likely remain up, albeit with bumps along the way | AMP Capital

Seven reasons why the trend in shares will likely remain up, albeit with bumps along the way Key points Shares have had a strong run up from their March lows with US shares now at a record high. While shares are vulnerable through the seasonally weak months ahead in the run up to the US election, the positives – including good progress in developing vaccines, the downtrend in the US dollar, signs of …

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Three reasons why the Coronavirus crisis might fix Australia’s housing affordability crisis | AMP Capital

Three reasons why the Coronavirus crisis might fix Australia’s housing affordability crisis Key points For more than a decade now Australia has had a chronic problem with poor housing affordability. While various things may have played a role the key driver of poor affordability in Australia has been a surge in population growth and an inadequate housing supply response. The coronavirus hit to the economy is driving yet another cyclical downturn in property prices. But …

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After the Bell: daily market update, July 8 | AMP Capital

ECONOMICS & MARKETS After the Bell: daily market update, July 8 08 Jul, 2020 Another fall on the ASX today, and Victoria is coming to terms with new lockdown orders from Dan Andrews. Talking through the day that was, and the potential impact of this new lockdown, is our senior economist Diana Mousina. Important information While every care has been taken in the preparation of this video, AMP Capital Investors Limited (ABN 59 001 777 …

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JUN 20 – Safety, privacy and sustainable change – ethical investing in a pandemic | AMP Capital

WEBINARS JUN 20 – Safety, privacy and sustainable change – ethical investing in a pandemic 10 Jun, 2020 By Kristen Le Mesurier B Com, B Laws (Hons), M LawsPortfolio Manager – Multi Asset GroupSydney, Australia Important information While every care has been taken in the preparation of this video, AMP Capital Investors Limited (ABN 59 001 777 591, AFSL 232497) and AMP Capital Funds Management Limited (ABN 15 159 557 721, AFSL 426455) makes no representations …

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Shares climb a “wall of worry” – but is it sustainable? | AMP Capital

Shares climb a “wall of worry” – but is it sustainable? Key points The strong rally in shares since their March lows reflects a combination of economic reopening, signs of recovery, policy stimulus and once pessimistic investors closing underweight or short positions. Shares are vulnerable to a short-term consolidation or pullback. But if we are right, and April was the low in economic conditions, then shares are likely to be higher on a 6 to …