FinancialPartners

How should I approach investing at each life stage? (Video)

How should I approach investing at each life stage? (Video) Brian May CFP® Brian May is a financial planning and wealth management specialist, with over 20 years’ experience in financial services and international merchant and investment banking. As part of the Financial Planning Association’s Ask a Planner video series, Brian May CFP® answers the commonly asked question, “What approach to investing is optimal at each life stage?” If you have a question you’d like …

FinancialPartners 26/06/2018 20/08/2018 Blog / FP - Investment / FP - Wealth / Money & Life - Ask a Planner / Money & Life by FPA approach to investing / Financial Planning / How should I approach investing at each life stage / How should I approach investing at each life stage? (Video) / Investing / life stage / optimal / Wealth / wealth management / What approach to investing is optimal at each life stage?

How important is saving vs investing at each life stage? (Video)

How important is saving vs investing at each life stage? (Video) Alexis Wheatley CFP® As Principal of Wheatley Wealth Management, Alexis provides high-quality strategic advice to help her clients create and preserve their wealth. As part of the Financial Planning Association’s Ask a Planner video series, Alexis Wheatley CFP® answers the commonly asked question, “How important is saving vs investing at each life stage?” If you have a question you’d like answered by a professional …

FinancialPartners 26/06/2018 20/08/2018 Blog / FP - Investment / FP - Managing Money / FP - Saving / Money & Life - Ask a Planner / Money & Life by FPA How important is saving / How important is saving vs investing at each life stage? (Video) / Investing / life stage / Saving / saving vs investing

What do Aussies do with their super?

What do Aussies do with their super? Find out where and what retirees are investing in and spending their superannuation money on. A significant number of Aussies are now entering retirement with substantial superannuation balances, after compulsory super contributions for most employees were introduced a quarter of a century ago1. But what are retirees doing with their super money? Are they putting it toward big-ticket items, paying off debts or investing it into retirement products …

FinancialPartners 25/06/2018 20/08/2018 Blog / FP - Pre - Retirement Planning / FP - Retirement / FP - Super - Accumulation account based pension / account-based / Annuity / Aussies / how much / lump sum? / Money / Moving it into an account-based pension / Moving Super into an account-based pension / Options / Pension / Purchasing an annuity / super / super money / Taking super as a lump sum / What do Aussies do with their super? / What do people do with their super money / Who has super / Who has super and how much

Fixed Income view: It’s the End of the World as we know it, and I feel fine

Fixed Income view: It’s the End of the World as we know it, and I feel fine Economic momentum has gathered pace over the past 12 months, whilst the compensation for risk, known as risk premium, has deteriorated across asset markets. Valuations are expensive leaving investors highly susceptible to any macro-economic shifts, a tightening of financial conditions, and geopolitical shocks, according to AMP Capital’s Global Fixed Income Head of Macro, Ilan Dekell. “It’s critical to …

FinancialPartners 25/06/2018 20/08/2018 Blog / E - Insights Papers / E - Markets & Investments / FP - Investment AMP Capital / AMP Capital 2018 Fixed Income Forum / and I feel fine / Australia / Bonds or fixed income / fixed income / Fixed Income Forum / Fixed Income view / Fixed Income view: It’s the End of the World as we know it / I feel fine / It’s the End of the World as we know it / Reserve Bank / Reserve Bank of Australia

Laterpreneurs: Taking on encore careers

Laterpreneurs: Taking on encore careers Once upon a time, people went out, got a job and stayed there for the rest of their working lives. But “a job for life” is no longer an option for most working Australians. Changing careers, going out on your own and pursuing a dream to become self-employed has become the reality for many. The amount of co-working spaces that have opened up in major cities is evidence that more …

FinancialPartners 23/06/2018 20/08/2018 Blog / Money & Life - Work & Retirement / Money & Life by FPA Age Pension / Business / Careers / Don’t quit your day job / encore / encore careers / Exit strategy / Job satisfaction / Laterpreneurs / Laterpreneurs: Taking on encore careers / Marketing / Marketing your business / super / superannuation / Taking on encore careers / Write a business plan

Postgraduate education: Is it worth it?

Postgraduate education: Is it worth it? So you’ve finished your degree – now what? With more Australians taking time to study for longer,find out if the benefits to your career and earning potential could be enough to make it worth investing in a postgraduate qualification. Starting your working life with a sizeable HECs debt might not be the best thing about studying for a qualification in Australia, but it’s definitely not deterring young people from …

FinancialPartners 23/06/2018 20/08/2018 Blog / Money & Life - Grow Your Wealth / Money & Life by FPA Education / Is it worth it / Postgraduate / Postgraduate education / Postgraduate education: Is it worth it? / research skills / Resisting the wage slump / value of research skills / wage slump

Telcos no place to find sustainable dividends in future

Telcos no place to find sustainable dividends in future Australia’s telecoms stocks have recently suffered a stretch that I could only describe as horrible, amid a very challenging industry pricing backdrop. The S&P/ASX200 Telecommunications Services Index has tumbled 33 per cent in the past 12 months alone. Many concerns have driven telecoms stocks lower, but the hazy outlook for dividend payments is what is making me steer clear of this sector for retirees seeking a …

FinancialPartners 22/06/2018 20/08/2018 Blog / E - Insights Papers Australian / Australian telcos / Commander / Dividends / Dodo / future / iPrimus / no place to find sustainable dividends / sustainable / sustainable dividends / Telcos / Telcos no place to find sustainable dividends in future / Telecom / Telstra / TPG / Vocus Communications

Weekly Market Update 22 June 2018

Weekly Market Update 22 June 2018 Investment markets and key developments over the past week The past week saw geopolitics continue to cause gyrations in markets with political tensions around immigration in Germany and Trump upping the ante on trade with China. This saw most major share markets fall, particularly in Europe and China and at the same time emerging markets remained under pressure not helped by the rising $US fuelling fears about a dollar …

FinancialPartners 22/06/2018 20/08/2018 Blog / E - Market Update 22 June 2018 / Australian / Australian economic events / Australian economic events and implications / economic events / global economic events / implications / Investment / Investment markets / Investment markets and key developments / key developments / Major global economic events / Major global economic events and implications / Market / Market Update / Outlook for markets / update / Weekly / Weekly Market Update / Weekly Market Update 22 June 2018 / What to watch / What to watch over the next week

Superannuation and separation: Who keeps the money?

Superannuation and separation: Who keeps the money? Depending on the situation, you might get some of your ex-partner’s super, or they may get some of yours. A divorce from your husband or wife, or a separation from your de facto, could mean a division of your assets and debts, whether they’re held separately or together, and superannuation is no exception. Another thing to note is even if one of you hasn’t contributed to super for many …

FinancialPartners 22/06/2018 20/08/2018 Blog / FP - Pre - Retirement Planning / FP - Super - Accumulation divided / How is super divided / Money / separation / Splitting super / Splitting super - what to keep in mind / super / superannuation / Superannuation and separation / Superannuation and separation: Who keeps the money? / What does the process involve / what to keep in mind / Who keeps the money

Trade war risks are escalating – but a negotiated solution remains most likely

Trade war risks are escalating – but a negotiated solution remains most likely Key Points US actions in recent weeks have increased the risk of a full-blown trade war – primarily between the US and China – with a more significant economic impact. So far the bulk of the tariffs are just proposed so there is still room for a negotiated solution (which remains our base case with a 55% probability). But there is now …