Investment 101: what are your options? Nobody has a crystal ball to look into the future, but it’s important to have a general understanding of how investing works so you can build your assets for financial security. And it doesn’t hurt to know your options and be aware of potential associated risks and returns. Investment 101: what are your options? Risky business You may have heard the term “risk” mentioned when it comes to investing, but …
What is financial planning? (Video) Are you a money optimist, or a money pessimist? The way we perceive our finances strongly influences how we spend our money, and make plans for the future. Whichever way you see the world, financial planning can help you reach your goals. What is financial planning? If you have a question you’d like answered by a professional financial planner please email us at [email protected]. We’d love to hear from you. This video …
Trumponomics and investment markets Key points So far President Trump has been positive for share markets but this year the focus is increasingly shifting to populist policies with greater risk for investors. The key risks to keep an eye on in this regard relate to trade conflict and the expanding US budget deficit, although the latter is more a risk for when the US economy next turns down. However, the best approach for investors in …
What are managed funds? You’ve probably heard friends or family say they have invested in managed funds, but what are these, how do they work and are they right for you? What is a managed fund? A managed fund is run by a professional fund manager, who pools together money from individual investors to invest in assets. There are many types of managed funds. Each will have a specific investment objective, usually focused on different asset …
Relationship rules for your finances (Video) Your relationship might be rock solid. But any romance can come unstuck when you fall out over money. Keep those financial squabbles at bay with our friendly guide to joint finances. If you have a question you’d like answered by a professional financial planner please email us at [email protected]. We’d love to hear from you. This video contains general financial advice only. It is provided by an Australian Financial …
Why rates aren’t going up in Australia Here’s 4 reasons why: It wasn’t so long ago that everyone was wondering when rates were going to rise. Now it’s looking like we will be waiting for a while before the Reserve Bank of Australia puts up official rates. We don’t expect the RBA to raise rates until 2020. How is this so, you may ask, given inflationary fears are playing some havoc with stock markets, particularly …
Lender’s mortgage insurance explained Find out what lender’s mortgage insurance is and how it could affect your home loan and what you pay back. Lender’s mortgage insurance is something you can probably expect to pay if you’re borrowing more than 80% of a property’s purchase price. We explain what it’s for, who arranges it and some potential ways you may be able to avoid it. What is lender’s mortgage insurance for? When it comes to …
The four steps to a better retirement Today, with Australians living longer and healthier lives, the concept of retirement is much different to what it was only one generation ago. For each retiree, retirement is different. Typically, there are four areas that need to be considered to help you better understand your retirement goals and objectives. The four steps to a better retirement. These are: Define your retirement vision; Understand your cash flow requirements; Clarify …
5 tips for a stress-free conversation about your Will No one likes unpleasant surprises. Talking about your Will with your family can be stressful, but it can also help to avoid a worse situation when you are gone. Contemplating one’s own death can be hard and in many families, talking about money or inheritances is taboo. Some parents worry that letting their children know how much they stand to inherit may cause a sense of entitlement or …
Weekly Market Update 20 July 2018 Investment markets and key developments over the past week Trade fears took a bit of a back seat over the past week allowing investors to focus on positive underlying fundamentals including good US earnings results, which saw most major share market rise. This included the Australian share market which is having another go at breaking through the 6300 level helped by industrial, financial, telco and consumer shares. Chinese shares …
