3 ways to get a foot on the property ladder Creative ideas for younger Australians to invest in property It won’t come as a huge surprise to learn that Australian homes are among the most expensive in the world. In a recent survey[1] every Australian town and suburb was rated as ‘seriously’ or ‘severely’ unaffordable. And if you’re in a capital city it’s even worse, with the average Sydney home costing nine times average household …
4 ways to make more retirement hay while the sun shines The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found that although the pension age may rise to 70 if the Government’s proposed legislation passes, many people in their 60s simply aren’t going to be healthy enough to work that long. The report found that in 2035 one in four men and one in five women aged 60-69 are expected to …
Renovate your way to a better property Some tips to get the most out of your renovation, whether you’re staying or going Granite bench tops, sleek Euro appliances, free-floating staircases, a marble bathroom or a new pool…the possibilities are endless. But sadly your budget is limited. So where to start? The first question to ask is—are you going to sell up or stay where you are? Renovating to live If you’re renovating for the long …
Seven tips to travel on a budget Careful planning can help you enjoy a great holiday, whatever your budget Does it feel like ages since your last holiday? Maybe with responsibilities like paying off your credit card, saving for your first home, or paying back your university fees, your next holiday still seems a long way off… Well, don’t despair. There are plenty of ways to take a break without breaking the budget. Go social—Check …
Living longer, working longer and super balances larger Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But new research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found the majority of Australians have less than a 50 per …
Brush Up On Your Knowledge Of Credit Cards The use of credit cards continues to enjoy an almost meteoric rise to popularity and fame. It has been seen that credit cards have now even overtaken debit cards in the race to become the top plastic alternative to money. The use of credit cards is more often than not rewarding in terms of credit scores and points. Yet, it is important that you are smart when …
5 Tips to Straighten Out Your Finances Are your finances a mess? Do you need a way to get out of the mess you have created for yourself? Well, we will give you not one, but six ways that will help you straighten out your finances. Memorize the following five ways by heart: 1. How Much Do You Owe The Bank? Figure out the debt on all your credit cards, but try not to scream …
Should I take my super as a lump sum or not? When it comes to accessing your super, it’s important you make the right choice. You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let’s weigh up the alternatives so you can start to consider what may be best for you. Taking a lump sum If your super has been …
Phone security: get switched on Keep your money, identity and personal information safe Have you ever left your phone behind? It’s an odd feeling—like part of you is missing. And even though you’ll only feel right with it back in your hand, if your phone’s secure you’ll have peace of mind that your money and identity are safe in the meantime. Make sure your phone’s not susceptible to viruses and, if lost or stolen, that …
Teach Kids the Value of Saving and Budgeting Money Do you want your children to make the same mistakes with money as you did? Naturally, you want your children to learn from the mistakes that you made when you were young. If you learned the value of saving your hard-earned money the hard way, you should teach your children about the value of saving and budgeting money. Instill good habits in them now, before they …
