How can I own my home sooner?

  How can I own my home sooner? It doesn’t have to be the stuff of dreams. There are several strategies that could help you pay off your home loan sooner. And it doesn’t necessarily mean sacrificing the things you love doing today. The first step towards paying off your home sooner is to understand your loan—how much you owe, how much you are paying and what other financial commitments you have. Once you know …

Brush Up On Your Knowledge Of Credit Cards

Brush Up On Your Knowledge Of Credit Cards The use of credit cards continues to enjoy an almost meteoric rise to popularity and fame. It has been seen that credit cards have now even overtaken debit cards in the race to become the top plastic alternative to money. The use of credit cards is more often than not rewarding in terms of credit scores and points. Yet, it is important that you are smart when …

5 Reasons Why You Are Still Stuck Knee- Deep in Credit Card Debt

5 Reasons Why You Are Still Stuck Knee- Deep in Credit Card Debt With the credit card bills piling up, you know you have created a ditch for yourself unwillingly. The events that led you to this point are a blur, mostly because you may not be willing to admit your mistakes. When someone point blankly tells you where you are going wrong, it dawns on you that it may be time to fix the …

3 Credit Card Secrets That Banks Don’t Want You To Know

3 Credit Card Secrets That Banks Don’t Want You To Know Credit cards can be helpful on certain occasions,  and yet, completely catastrophic on others as far as your financial position is concerned. Whether you are short on cash or in dire need of payment at a particular moment, credit cards can help you overcome such financial distresses without you having to break a sweat. However, there are several intricacies to the process that banks …