Tag: Goal

How to create visibility on spending goals in retirement

How to create visibility on spending goals in retirement Retirees looking to develop a sustainable financial plan face a challenging technical problem. So it makes sense to simplify some of the inputs. Those of us who focus on the production of investment returns for retirees’ financial assets often choose to make simple assumptions about consumption patterns in retirement. However a more detailed understanding of priorities for spending in retirement can inform the design of appropriate …

Blog / FP - Financial Planning / FP - Retirement   / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / /

Why goals succeed where resolutions fail

Why goals succeed where resolutions fail By now school, work and daily routines may be ruling your week once again. And if you made any resolutions over the holiday season, chances are you’re probably slipping back into your old ways. Don’t worry. Researchi has proven resolutions rarely work. Mainly because resolutions tend to expect us to change habits we’ve built over a lifetime, overnight. Psychology professor Peter Herman calls them the “false hope syndrome” because …

Blog / FP - Budgeting / FP - Community and Lifestyle / FP - Financial Planning / FP - Saving   / / / / / / / / / / / / / /

Should I repay my home loan or boost my super?

Should I repay my home loan or boost my super? Both options make good financial sense—we look at some pros and cons to help you decide. Retirement may not be as far off as it used to be. With this in mind, are you finding there’s a trade-off between home loan repayments and your retirement nest egg? Adding money to super has its advantages and so does paying off your home loan. So if you’ve …

Blog / FP - Budgeting / FP - Credit & Finance / FP - Financial Planning / FP - Property & Real Estate / FP - Saving   / / / / / / / / / / / / / / / / / / / / / / /

A bump in the road, then a new start

A bump in the road, then a new start Taking stock of how your life’s travelling at the start of a new year is a great idea but you might feel more urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your life, is your financial outlook positive, what happens if you find a new …

Blog / E - Paul Clitheroe / FP - Budgeting / FP - Estate Planning / FP - Managing Money / FP - Saving / FP - Super - Accumulation   / / / / / / / / / / / / / /

After the dust settles, a fresh start…

  After the dust settles, a fresh start… Taking stock of how your life’s travelling at the start of a new year is probably an exercise you’re likely to pursue with greater urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your life, is your financial outlook positive, what happens if you find a new …

Blog / FP - Budgeting / FP - Financial Planning / FP - Saving   / / / / / / / / / / / / / /

Brush Up On Your Knowledge Of Credit Cards

Brush Up On Your Knowledge Of Credit Cards The use of credit cards continues to enjoy an almost meteoric rise to popularity and fame. It has been seen that credit cards have now even overtaken debit cards in the race to become the top plastic alternative to money. The use of credit cards is more often than not rewarding in terms of credit scores and points. Yet, it is important that you are smart when …

Blog / FP - Credit & Finance   / / / / / / / / / / / / / / / / / / / / / / / / / /

Handful Of Tips To Make Sure Your Successful In Budgeting

A Handful Of Tips To Make Sure Your Successful In Budgeting. Budgets are important for the financial planning of every business and organization. Most budgets tend to identify the goals of a financial year and also divide the financial aspect of the business according to the set goals between the departments. Hence, the importance of budgeting cannot be emphasized enough. Here, we give you a few tips to make sure your budgeting proves a success. …

Blog / FP - Budgeting / FP - Managing Money / FP - Money Management   / / / / / / / / /