Heard of trauma insurance? Here’s how it can help you and your family With half of all Australian men and one-third of Australian women expected to be diagnosed with cancer by the age of 85[1], many families are learning first-hand how an illness can interrupt even the best arranged plans. When the mortgage and school fees still have to be paid, every family deserves to be able to maintain their lifestyle, while working towards getting …
3 ways to get a foot on the property ladder Creative ideas for younger Australians to invest in property It won’t come as a huge surprise to learn that Australian homes are among the most expensive in the world. In a recent survey[1] every Australian town and suburb was rated as ‘seriously’ or ‘severely’ unaffordable. And if you’re in a capital city it’s even worse, with the average Sydney home costing nine times average household …
4 ways to make more retirement hay while the sun shines The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found that although the pension age may rise to 70 if the Government’s proposed legislation passes, many people in their 60s simply aren’t going to be healthy enough to work that long. The report found that in 2035 one in four men and one in five women aged 60-69 are expected to …
Seven tips to travel on a budget Careful planning can help you enjoy a great holiday, whatever your budget Does it feel like ages since your last holiday? Maybe with responsibilities like paying off your credit card, saving for your first home, or paying back your university fees, your next holiday still seems a long way off… Well, don’t despair. There are plenty of ways to take a break without breaking the budget. Go social—Check …
How can you give your kids money smarts? Children learn a lot from their parents when it comes to money—arm yours for financial success. When it comes to money, your own behaviour and attitudes can strongly influence your kids. Help your kids to be money smart by demonstrating positive money habits and teaching them valuable lessons as they grow older. Teaching money smarts Money management has always been important for children to learn about, especially …
Living longer, working longer and super balances larger Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But new research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found the majority of Australians have less than a 50 per …
Teach Kids the Value of Saving and Budgeting Money Do you want your children to make the same mistakes with money as you did? Naturally, you want your children to learn from the mistakes that you made when you were young. If you learned the value of saving your hard-earned money the hard way, you should teach your children about the value of saving and budgeting money. Instill good habits in them now, before they …
4 Cures that help you have a Money Packed Purse What gets the tongues rolling and the cash counters ringing? The answer to this question is money. If someone ever wrote a memoir of the single most important thing to man, the book could be titled Money. Some people believe money is the single most important factor in trade, lifestyles, and even relations. Thus if you ask someone what they want to have for a …
5 Golden Money Management Rules that Everyone Should Know! Show your money who is the boss by ensuring that it remains your loyal slave instead of the other way around. And a good way to do that is to manage your money wisely. There are certain cardinal money management rules that if followed could result in improvement in your financial life. Here we present to you 5 golden rules that will empower you to take …
4 Bogus Myths about Money Revealed! Myth 1: You Should Invest in Gold to Build your Wealth. Some financial experts tout the benefits of gold in building your wealth. The reality, however, is that investing in gold is not the best financial avenue to grow your wealth. Gold’s ability lies in its store of value. It acts as a great financial instrument to protect your long-terms savings against the dual effects of inflation and loss …
