How Can You Repay the Debt on Your Credit Card Faster? When people get their first credit card, they assure themselves that they will not use their credit card for unnecessary purchases. However, they have just lied to themselves, as in the coming months; they find themselves in debt. If your credit cards are maxed out and the interest rates are through the roof, you are in a desperate need to get out of debt …
Tips and traps of credit Starting out with a HECS debt is bad enough, but abusing a credit card can also mean trouble. Admittedly it’s tempting to spend with interest rates at current levels, but most credit cards still have double-digit rates.1 Of course a card is useful when you don’t have ready cash, but unless you pay off the balance in full each month the interest costs add up. Credit card statements today …
Want To Save Money? Change Your Lifestyle Money Saving Was Never Simpler! We keep looking for money saving tips and ways to grow money, but how many of us try to figure our mistakes that make us such money wasters? Money saving is not that much of a big deal as we have made it! The problem lies in our lifestyle. We have become so used to unnecessary luxuries that we cannot think of a …
3 Steps To Get Your Credit Card Charge Back With the end of the season of festivities over, it is time for most of the people– who’ve spent lots of their fortune on making holidays fun for their family and friends – to look back at their credit card bills and go through their expenses. Often during this process some people are likely to come across expenditures that have been deducted from their credit cards …
Time to sell the family home? With children gone and things slowing down it may be time to downsize. When you’ve got a family a big house with plenty of room may make sense. But these days a smaller place may suit you better. Dreams of a change may be beckoning… you may be yearning to wake up to the smell of eucalyptus or doze off with an evening sea breeze. And if you have …
Seven steps to cutting debt It’s time to drop your debt weight and get financially fit. You enjoy a challenge – right? Then step towards financial fitness by cutting your debts this year. Understand and embrace your debt. Firstly, work out where and what type of debt you have and start to plan how you’re going to cut it down. For example, if you roll multiple debts into one, you may save on fees …
3 ways to get a foot on the property ladder Creative ideas for younger Australians to invest in property It won’t come as a huge surprise to learn that Australian homes are among the most expensive in the world. In a recent survey[1] every Australian town and suburb was rated as ‘seriously’ or ‘severely’ unaffordable. And if you’re in a capital city it’s even worse, with the average Sydney home costing nine times average household …
Renovate your way to a better property Some tips to get the most out of your renovation, whether you’re staying or going Granite bench tops, sleek Euro appliances, free-floating staircases, a marble bathroom or a new pool…the possibilities are endless. But sadly your budget is limited. So where to start? The first question to ask is—are you going to sell up or stay where you are? Renovating to live If you’re renovating for the long …
Travelling Abroad? 3 Money Tips For You Travelling abroad is one of the most fun activities of the year. The excitement that comes with the going out of country to visit another is almost unparalleled. The first thing you do after having decided to travel abroad is to plan and budget your trip. We’re here to help you in that process by providing you with key tips that may help you save a considerable amount …
Brush Up On Your Knowledge Of Credit Cards The use of credit cards continues to enjoy an almost meteoric rise to popularity and fame. It has been seen that credit cards have now even overtaken debit cards in the race to become the top plastic alternative to money. The use of credit cards is more often than not rewarding in terms of credit scores and points. Yet, it is important that you are smart when …
