Cyber Crime – how to protect yourself

  Cyber Crime – how to protect yourself With the flurry of online spending during the holiday season, now is a good time to review how well you’re protected against Cyber Crime. The internet brings many positives but it’s also allowed fraudsters to develop numerous and elaborate ways to exploit unwitting users by attempting to steal money, private information and even personal identity. Hackers focus on leveraging vulnerable computer systems to obtain data. Don’t despair, …

A Few Summer Credit Card Blunders And How To Avoid Them

A Few Summer Credit Card Blunders And How To Avoid Them Summer is usually the time for people to sit back and relax. All through the year, hardworking round the clock means some well needed rest is deserved. But beware to not let the leisure and complacency extend to your pockets. Summer time is the time to guard your money and finances rather well because mistake outlets are open everywhere. So which blunders should you …

3 ways to get a foot on the property ladder

3 ways to get a foot on the property ladder Creative ideas for younger Australians to invest in property It won’t come as a huge surprise to learn that Australian homes are among the most expensive in the world. In a recent surveyi every Australian town and suburb was rated as ‘seriously’ or ‘severely’ unaffordable. And if you’re in a capital city it’s even worse, with the average Sydney home costing nine times average household …

Are we becoming a cashless society?

  Are we becoming a cashless society? Australians are edging towards a cashless future, as consumers use debit cards or other electronic payment methods in preference to cash at the checkout and online. But whether we will entirely shun notes and coins in the future is not certain. For one thing, cash has its benefits. It’s easier for small transactions such as buying a coffee or tipping a waiter. However, the rise of contactless, credit …

How to Get Yourself Independent from Credit Cards

How to Get Yourself Independent from Credit Cards Credit cards have almost become a necessity in today’s world for most people. They have made the use of hard cash a little less important in society while simultaneously becoming something on which people seem almost hooked up. Credit cards can be used constructively to have a positive impact on your life. However, there may be times when they cause a negative financial situation in your life. …

Money Saving Secrets For Housewives

Money Saving Secrets For Housewives Become a Financially Savvy Housewife! Housewives usually don’t get the same level of acknowledgement as working women do- and you want to know why? That’s because they don’t earn! Bitter, as it may sound, but you can’t deny the truth. No matter, how much your husband loves you, if you have only added to his financial responsibilities- he might become frustrated.  But there is no need to lose hope! You …

10 reasons your kids won’t listen to your money advice

10 reasons your kids won’t listen to your money advice …and how you can bring them around Every parent wants the best for their children but kids often won’t listen to the wisdom of your experience, especially when it comes to money. Don’t give up! Here are some of the common beliefs and misconceptions kids have about managing money—and how you could get them to take your advice. Money buys happiness This is one of …

Beyond children: safeguarding the future

  Beyond children: safeguarding the future With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance. If you or your partner were to die, then little may change in your financial situation. But what would happen if one of your adult children had an accident and needed care for the rest of their …

ASIC’S MoneySmart Team Video’s

ASIC’S MoneySmart Team Video’s A collection of videos from the MoneySmart Team and its supporters, answering questions and providing money tips. Neither FinancialPartners (Tas) Pty Ltd nor AMP Financial Planning Pty Ltd is endorsing these videos or external links, they are provided for easy access to the latest Financial Information.    MoneySmart Teaching Video’s   MoneySmart Rookie ASIC MoneySmart YouTube  https://www.youtube.com/user/MoneySmartAu ASIC MoneySmart Website https://www.moneysmart.gov.au/managing-your-money

Understanding lender’s mortgage insurance

Understanding lender’s mortgage insurance Find out what lender’s mortgage insurance is and how it may affect your home loan. You’re looking for the house of your dreams or maybe you’ve already found it. It’s an exciting time but it can be daunting when it comes to arranging finance and meeting all the upfront and ongoing costs, such as lender’s mortgage insurance. How lender’s mortgage insurance works When it comes to arranging a home loan, if …