Why people choose the wrong credit card

Why people choose the wrong credit card Now we have a bit more proof that these warnings from consumer advocates were spot on. As banks face pressure to live up to claims they “put customers first”, the Reserve Bank released research finding almost two out of three Australian cardholders receive no “net monetary benefit” from having a credit card. When you think about it, that’s a surprisingly high proportion of customers who are no better …

How to avoid a travel debt hangover

How to avoid a travel debt hangover You don’t want to arrive home with a spring in your step and a hole in your wallet. Here are some ways to budget for your holiday. We’ve all had the feeling. You step off the plane from Bangkok still buzzing, images from your holiday flitting through your mind—the Parthenon, Big Ben, the Eiffel Tower. What a trip…you’re not going to kiss the tarmac or anything but it’s …

Holiday budgeting tips— How to avoid a travel debt hangover

Holiday budgeting tips— How to avoid a travel debt hangover We’ve all had the feeling. You step off the plane from Bangkok still buzzing, images from your holiday flitting through your mind—the Parthenon, Big Ben, the Eiffel Tower. What a trip…you’re not going to kiss the tarmac or anything but it’s good to be home! You post the final selfie to Instagram on your mobile but as you flick back to the home screen you …

12 ways to avoid waste this Christmas

 12 ways to avoid waste this Christmas Embrace the spirit of Christmas by giving back to the environment this festive season. If ever there is a time for excess, Christmas is it. But it’s important not to forget about the waste you create amidst all the good times, feasting, gifts and celebrations. You’ve heard of the 12 days of Christmas, but here’s 12 ways to avoid waste this Christmas. 1. Go solar. Turning your house …

7 money personalities you may identify with or want to avoid

7 money personalities you may identify with or want to avoid Are you the friend that shouts more than what you can afford, or the one that’s happy with a handout because no one knows struggle street like you do? When it comes to money and people’s behaviour, you may have a few labels or preferred ways of describing those nearest and dearest to you – and surprise surprise, they may do for you too. …

11 wedding budget planning tips

11 wedding budget planning tips The happiest day of your life doesn’t need to be the most expensive.  For some couples, the most expensive day of their life will be when they tie the knot, with around 35%1 of newlyweds blowing their wedding budget before they even walk down the aisle. With the average Aussie wedding costing $36,200, and more than half of that money going toward food, drinks and the venue2, we check out some …

Planning to avoid financial mistakes

Planning to avoid financial mistakes Selling shares when prices have tumbled or buying a house at the height of a property boom only to dispose of it when the market falls are among the financial set-backs that can happen to anyone on the road to retirement. Everyone makes mistakes during their investment lifetime; the trick is to avoid them when you can and learn from the ones you can’t. Have a plan Failing to plan …

A Few Summer Credit Card Blunders And How To Avoid Them

A Few Summer Credit Card Blunders And How To Avoid Them Summer is usually the time for people to sit back and relax. All through the year, hardworking round the clock means some well needed rest is deserved. But beware to not let the leisure and complacency extend to your pockets. Summer time is the time to guard your money and finances rather well because mistake outlets are open everywhere. So which blunders should you …