4 Tips to Force Yourself to become Thrifty with Money Sometimes, you have to be strict with yourself. You have to sit yourself down and order yourself to stop reaching in your wallet to take out money. You need to put an end to your irregular spending habits once and for all. In order for that to happen, you have to become disciplined. You have take steps that might make you shed a tear, at …
How You Could Save up to $500 In A Month There was once a man who was not the most responsible person environmentally, and yet, he continued to reiterate his commitment to go green. One day a friend asked him how he intended to go green despite not being responsible for the protection of the environment. He hit back and responded, “I don’t care about the environment; the best way to go green is to …
All you need to know about buying at auction Five simple steps―and our checklist―can help you be ready for auction! Bidding for a property at auction can be stressful but you can reduce the stress involved. Before you consider bidding use our tips to make sure you’re prepared and know what to expect. Step 1: Work out the costs Working out how much you can afford to repay on a home loan plus all the …
Should I take my super as a lump sum or not? When it comes to accessing your super, it’s important you make the right choice. You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let’s weigh up the alternatives so you can start to consider what may be best for you. Taking a lump sum If your super has been …
3 Steps to Erase Your Money related Fears Fear and money are the chips of the same block. They are in tandem and complement each other like fish and chips or bagels and cream cheese. Money today is integral to the survival and life style of a person. It is needed for nearly every activity and securing of money has become one the greatest priorities of most people. When such is the importance of money …
Want to grow your nest egg faster? How salary sacrifice can help you save tax and boost your super. We’ve all heard of salary sacrifice—but what does it mean when it comes to your super? It means contributing extra to your super, on top of what your employer already does, in before-tax dollars. Salary sacrifice payments—classified as concessional contributions because a lower tax rate applies—enable you to keep more of your money so your …
How to make working later in life work for you Tips for taking a freestyle approach to work and retirement The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing,[1] people living longer[2] and concerns about whether we have enough money in our super, we …
4 Lies Money Wasters Tell Themselves Standing on the shop and wanting to spend a fortune on the tons of merchandise that are around you, this is a normal happening for most of us that have shopping urges, yet deep down we do know the consequences of spending a fortune and so we tend to hold back for a while. Right at that moment a voice pops in the head and tells us exactly what …
Phone security: get switched on Keep your money, identity and personal information safe Have you ever left your phone behind? It’s an odd feeling—like part of you is missing. And even though you’ll only feel right with it back in your hand, if your phone’s secure you’ll have peace of mind that your money and identity are safe in the meantime. Make sure your phone’s not susceptible to viruses and, if lost or stolen, that …
Do You Know the Difference between Needs and Wants? What’s one reason why people aren’t able to save money? They don’t know the difference between their needs and wants, resulting in too many unwanted things spilling out of your cupboards, closets, and drawers. In order to prevent their desires from controlling their thoughts, they need to differentiate between what they need and what they can do without. Here’s how to start: 1. Make a List …
