4 Tips to Force Yourself to become Thrifty with Money
Sometimes, you have to be strict with yourself. You have to sit yourself down and order yourself to stop reaching in your wallet to take out money. You need to put an end to your irregular spending habits once and for all.
In order for that to happen, you have to become disciplined. You have take steps that might make you shed a tear, at first, but with time, when you start seeing that you have enough money saved in your account, you will cry tears of joy. The drastic turn of events may happen if you follow these four tips to become thrifty with money:
1. Don’t Carry A lot of Cash with You
Imagine starting out with $150 on a Monday for it only to disappear on Sunday. In that one week, you spent $150 on fast food, groceries, gum, and magazines, amongst other things. You need to stop your wild ways immediately and only carry $40 each week. When you have a minimum amount to spend, you will by hook or crook, spend no more than $40. If you’re lucky, you might even save some money at the end of the week, and if you do, put it in your piggy bank.
2. Don’t Carry Your ATM or Credit cards with You
Do you really need to carry your ATM or credit cards with you?—For grocery shopping. Remember, when you have an ATM or credit card, you may feel as if you are the king or queen because you have an endless flow of money coming out of a card. Now, as good as that sounds, in reality, it’s evil, and in the past, has turned people into shopaholics. Something, we wish for you to avoid at all costs.
3. Deposit Your Paycheck into Your Account
If you receive your paycheck, there is no chance for you to save the cash, unless you deposit it quickly or arrange someway for it to find its way into your account. If you cash the check, it’s guaranteed that you will spend the money. We might be wrong and you may be the most thriftiest person to walk the earth. Since the chances of that are not high, our advice to you is to deposit that paycheck, stat!
4. Get a Coin Jar
What do you do with the coins you get in exchange for your purchase? You put them on the dresser, give it your kids, put them on the sofa, or just don’t care where they end up. Even though you may think coins are useless, you forget that it’s still money. You are throwing money away, which, if collected, could amount to big bucks for you. Get a coin jar to deposit the coins and see your savings grow.
Are you ready to become thrifty with money? Is there anything else that you can add to this list? We would love to hear from you so don’t forget to comment
A Selection of Quotes
“It is thrifty to prepare today for the wants of tomorrow.”
The timid man calls himself cautious, the sordid man thrifty.”
~ Publilius Syrus
“I’m not cheap, I’m thrifty.” ~ Kym Whitley