Spending money in a cashless world How the move to electronic payments could be making it easier to spend…and what to do about it. It’s Thursday morning and almost the end of the working week. You’re walking to the train station and you realise you’ve forgotten to top up your public transport card. No matter…a few clicks later and you’ve transferred $50 over. At the station you grab a takeaway flat white before the train …
How to save money Saving money doesn’t just happen, but these steps could help you to reach your saving goals sooner. How Australians save Research has found that almost three quarters of Australians surveyed save by putting spare money into a savings account, whether they do this themselves or via an automatic transfer. Other popular savings methods include keeping savings money in an account they can’t touch, building up extra savings in their transaction account …
Weekend saving ideas – for your pocket and lifestyle When weekends are crammed with Saturday sport, shopping and screens, it can be hard to feel like you’ve had fun and relaxed. Discover how to get more from your precious days off and spend less. 1. Plan for all the right ingredients To have a happy weekend to look forward to (and back on), it’s important to get the balance right between the different activities you …
Wedding planning: Budgeting tips for your big day With the average Australian wedding costing over $65,000, is it more financially savvy to say ‘I do’ or ‘I don’t’ to a big budget wedding? When it comes to planning a wedding, every couple has their dream day in mind, which often includes extravagant flowers, a swanky venue, custom-made wedding attire, unlimited alcohol, vintage wedding cars and the list goes on. While digging deep into your pockets to …
5 tips for getting on top of financial housekeeping Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more rewarding. The start of a new financial year is a great opportunity to clean up your act with your finances. Here are five tips to make this year your best yet. Take a day Set …
5 tips for a stress-free conversation about your Will No one likes unpleasant surprises. Talking about your Will with your family can be stressful, but it can also help to avoid a worse situation when you are gone. Contemplating one’s own death can be hard and in many families, talking about money or inheritances is taboo. Some parents worry that letting their children know how much they stand to inherit may cause a sense of entitlement or …
Getting in shape to start your own business Many of us dream of starting our own business, but to most it remains just that, a dream. We fantasise about what “being our own boss” would be like, after another run-in with the boss at work, or just the tedium of being in the same job, year-in, year-out, and starting to loathe every minute of it. To turn your dream into reality, there is much preparation …
11 wedding budget planning tips The happiest day of your life doesn’t need to be the most expensive. For some couples, the most expensive day of their life will be when they tie the knot, with around 35%1 of newlyweds blowing their wedding budget before they even walk down the aisle. With the average Aussie wedding costing $36,200, and more than half of that money going toward food, drinks and the venue2, we check out some …
10 negotiating tips for your next conversation about pay Do your homework for your next pay rise conversation with these ten tips to help you prepare your case and boost your chances of getting the right result. In 2017, even Reserve Bank Chief Philip Lowe was encouraging Australians to be more confident and courageous in asking for a pay rise. Although the current outlook for wage growth in our job market is pretty flat, there isn’t any harm in …
Retirement travel: Holiday money saving tips Ways to save when your bank balance doesn’t quite match your retirement travel goals. One of the great perks of life after work is your ability to travel whenever you like, but what do you do when your bank balance doesn’t quite match your retirement travel goals? Never fear, these five holiday hacks will help you tick off your bucket list and save money while you’re at it. Smart …
