Tag: Pension

How do transition to retirement strategies work?

How do transition to retirement strategies work? A transition to retirement strategy could allow you to work less, or work the same hours and increase your superannuation, without reducing your take-home pay. Even if you’re nearing retirement age you mightn’t be looking to leave the workforce just yet. Maybe you want to save more money or perhaps you enjoy the interaction and mental stimulation. Whatever the reason, a transition to retirement (TTR) strategy could provide …

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Protecting your wealth

Protecting your wealth What is insurance? Insurance is a form of protection – a way to protect yourself, your family and the things you own if something goes wrong. It enables you to replace or repair your assets, whether those assets are your belongings or your capacity to earn income. Everybody’s circumstances are different, but insurance is important for everybody. Your need for insurance will change as you move through the different stages of your …

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Are grandparents giving too much?

Are grandparents giving too much? For many Australian families the arrow of intergenerational help is pointing in a new direction. Not so long ago, it was the norm for adult children to lend a financial helping hand to their ageing parents. These days, the support is more likely to flow downwards, and grandparents are increasingly likely to provide financial support to their children – and even grandchildren. As school costs soar for instance, a growing …

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Get ready for the first year of retirement

Get ready for the first year of retirement Will you be a honeymooner, a go-getter or a relaxer? The first year of retirement is one of transition in which you will need to adjust to major changes that can bring big rewards. Some of the changes may include; preparing mentally for the shift to not working full-time, adjusting to not getting a regular salary, ensuring your money can last for about 30 years and keeping …

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How (and why) to talk to your adult children about insurance

How (and why) to talk to your adult children about insurance Adult children living at home. It’s the premise for many a zany Hollywood comedy. Men in their ‘30s or ‘40s living with their mums, modern city families having to move to their parents’ country homes, houses packed to the rafters with multiple generations. Surprisingly, it’s the reality for a number of Australian families. Retirees looking forward to comfortable, leisurely lifestyles are suddenly saddled with …

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Investing in your future

Investing in your future What is superannuation? Superannuation, or ‘super’, is a way to save money for your future. It is important to understand how much super you’ll need, and how to best manage the money for your retirement…. Read More>>>   Download the free PDF file

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Working to restore your balance

  Working to restore your balance In our fast-paced world, the desire for a better work/life balance is a common goal. It affects everyone from young professionals working long hours to get ahead, dual income households juggling inflexible jobs and children, and older workers wanting more time to help care for grandchildren or ease into retirement. While some people want to increase their working hours, the more common reason for pursuing work/life balance is to …

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Federal Budget – what could it hold?

Federal Budget – what could it hold? Speculating about the likely look and feel of the 2016 Federal budget is fast becoming a national pastime. That’s largely because significant tax reforms are on the cards, with changes that could impact key wealth assets like property and superannuation. Any reforms are expected to help to plug the revenue gap created by the winding down of the resource boom, which has seen corporate profits (and consequently tax …

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Five super terms that should be on your radar

  Five super terms that should be on your radar Confused by industry jargon? We help you make sense of it all… We want to empower you to take control of your finances and own your tomorrow. But we know it’s not always easy. The language of finance can be complex and confusing. Here we explain superannuation terms in everyday language. Superannuation guarantee (SG) The payments your employer makes into your super. All Australian employers …

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Jump retirement hurdles with a coach

Jump retirement hurdles with a coach Retirement is a life event that many of us long for, dreaming of the day we don’t ‘have’ to work anymore and we can finally achieve the ‘financial freedom’ we have saved for. But it can also mean a period of adjustment as we settle into a new version of our life. This can sometimes bring with it feelings of anxiety, unsure of what we will actually ‘do’ or …

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