How can you give your kids money smarts?

How can you give your kids money smarts? Children learn a lot from their parents when it comes to money—arm yours for financial success. When it comes to money, your own behaviour and attitudes can strongly influence your kids.  Help your kids to be money smart by demonstrating positive money habits and teaching them valuable lessons as they grow older. Teaching money smarts Money management has always been important for children to learn about, especially …

Living longer, working longer and super balances larger

Living longer, working longer and super balances larger  Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But new research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found the majority of Australians have less than a 50 per …

Planning a Vacation? Few Money Saving Tips to Remember!

Planning a Vacation? Few Money Saving Tips to Remember! Planning some fun time with family? Great! But you don’t want your vacation to disturb all your finances, do you? Then think about the ways you can make your vacation really economical. Here in this post, we have summed up for you that can make your leisure time even more memorable. Have a look: Compare Sites To Get The Best Deal! When making bookings and looking …

5 Tips to Straighten Out Your Finances

5 Tips to Straighten Out Your Finances Are your finances a mess? Do you need a way to get out of the mess you have created for yourself? Well, we will give you not one, but six ways that will help you straighten out your finances. Memorize the following five ways by heart: 1.     How Much Do You Owe The Bank? Figure out the debt on all your credit cards, but try not to scream …

EOFY (End of Financial Year) Tips

EOFY (End of Financial Year) Tips Act before 30 June! There are strategies to help you pay less tax this year but you’ll need to get started before 30 June. Explore the tabs below to find out how to keep more of your money with our EOFY (End of Financial Year) Tips.   Keep more in your hand this financial year With the financial year-end fast approaching, now’s the time to think about how you …

Save Money on Your Utility Bills

Save Money on Your Utility Bills Money plays a vital role in the modern day lifestyle. Everybody seems to love having lots of cash around them ready to spend. Money has become one of the most important necessities in the world. To be able to enjoy the facilities of life, money is one of the most important components. Another important component that’s required to keep the standard of quality high is the utilities. In my …

4 Tips to Force Yourself to become Thrifty with Money

4 Tips to Force Yourself to become Thrifty with Money Sometimes, you have to be strict with yourself. You have to sit yourself down and order yourself to stop reaching in your wallet to take out money. You need to put an end to your irregular spending habits once and for all. In order for that to happen, you have to become disciplined. You have take steps that might make you shed a tear, at …

How You Could Save up to $500 In A Month

How You Could Save up to $500 In A Month There was once a man who was not the most responsible person environmentally, and yet, he continued to reiterate his commitment to go green. One day a friend asked him how he intended to go green despite not being responsible for the protection of the environment. He hit back and responded, “I don’t care about the environment; the best way to go green is to …

Should I take my super as a lump sum or not?

Should I take my super as a lump sum or not? When it comes to accessing your super, it’s important you make the right choice. You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let’s weigh up the alternatives so you can start to consider what may be best for you. Taking a lump sum If your super has been …

How to make working later in life work for you

How to make working later in life work for you Tips for taking a freestyle approach to work and retirement  The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing,[1] people living longer[2] and concerns about whether we have enough money in our super, we …