Seven tips to travel on a budget Careful planning can help you enjoy a great holiday, whatever your budget Does it feel like ages since your last holiday? Maybe with responsibilities like paying off your credit card, saving for your first home, or paying back your university fees, your next holiday still seems a long way off… Well, don’t despair. There are plenty of ways to take a break without breaking the budget. Go social—Check …
How can you give your kids money smarts? Children learn a lot from their parents when it comes to money—arm yours for financial success. When it comes to money, your own behaviour and attitudes can strongly influence your kids. Help your kids to be money smart by demonstrating positive money habits and teaching them valuable lessons as they grow older. Teaching money smarts Money management has always been important for children to learn about, especially …
Living longer, working longer and super balances larger Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But new research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found the majority of Australians have less than a 50 per …
Budgeting Tips for Parents Having a baby is one of the most beautiful feelings in the world and also a life changing event. The birth of a baby can change your life drastically and similar is the effect on your finances. With the birth of a baby the financial picture that you once painted need to be repainted and in such time it is more important than ever to have an accurate budget made and …
Planning a Vacation? Few Money Saving Tips to Remember! Planning some fun time with family? Great! But you don’t want your vacation to disturb all your finances, do you? Then think about the ways you can make your vacation really economical. Here in this post, we have summed up for you that can make your leisure time even more memorable. Have a look: Compare Sites To Get The Best Deal! When making bookings and looking …
How You Could Save up to $500 In A Month There was once a man who was not the most responsible person environmentally, and yet, he continued to reiterate his commitment to go green. One day a friend asked him how he intended to go green despite not being responsible for the protection of the environment. He hit back and responded, “I don’t care about the environment; the best way to go green is to …
How to make working later in life work for you Tips for taking a freestyle approach to work and retirement The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing,[1] people living longer[2] and concerns about whether we have enough money in our super, we …
Phone security: get switched on Keep your money, identity and personal information safe Have you ever left your phone behind? It’s an odd feeling—like part of you is missing. And even though you’ll only feel right with it back in your hand, if your phone’s secure you’ll have peace of mind that your money and identity are safe in the meantime. Make sure your phone’s not susceptible to viruses and, if lost or stolen, that …
Do You Know the Difference between Needs and Wants? What’s one reason why people aren’t able to save money? They don’t know the difference between their needs and wants, resulting in too many unwanted things spilling out of your cupboards, closets, and drawers. In order to prevent their desires from controlling their thoughts, they need to differentiate between what they need and what they can do without. Here’s how to start: 1. Make a List …
Teach Kids the Value of Saving and Budgeting Money Do you want your children to make the same mistakes with money as you did? Naturally, you want your children to learn from the mistakes that you made when you were young. If you learned the value of saving your hard-earned money the hard way, you should teach your children about the value of saving and budgeting money. Instill good habits in them now, before they …
