E – Oliver’s Insights

What to consider when investing in a low return world

What to consider when investing in a low return world Identifying market dislocations is something that requires investment expertise For some investors, volatility matters. When approaching retirement, volatility tends to matter more owing to sequencing risk. In the video below, we assess some considerations for investing in low return world. Share market volatility is expected to remain elevated Investment market volatility is essentially triggered by uncertainty around market fundamentals such as economic growth, earnings, dividends …

FinancialPartners 26/06/2016 20/08/2018 Blog / E - Market Update / FP - Investment 2016 / Active management / Asset / Asset allocation / Bond / Capital accumulation / Capital asset / Collective investment scheme / Consider / Depreciation / Economic growth / Economics / Finance / Investing / Investment / low / Market liquidity / Rate of return / return / Risk / What / What to consider when investing in a low return world / When / World

Act quickly before June 30

Act quickly before June 30 – to reap the benefits The recent Budget announcements could reduce your ability to contribute to super and its associated tax benefits. This time next year, new laws may have passed as a result of the recent Budget announcements. That means, super will more than likely be a different environment than it is today. The bottom line is you may not have the tax advantages or financial opportunities that are …

FinancialPartners 21/06/2016 20/08/2018 Blog / E - Australian Budget / E - Financial Snapshot / FP - Taxation 30th June / Depreciation / income / Income tax / Progressive tax / Tax / Tax Deduction / Tax time / Taxation / Taxation in the United States

The Budget. What does it mean for you?

The Budget. What does it mean for you? This year’s Budget proposes the biggest changes to super in almost a decade. The proposed changes mainly affect contributions rules and the tax breaks available in super. If the Budget comes into effect, it would be after new laws are passed—then the proposed measures would take effect until 1 July 2017. Who’s better off? The changes announced for super contributions rules will generally be welcome news …

FinancialPartners 18/05/2016 20/08/2018 Blog / E - Australian Budget / FP - Super - Accumulation Budget / cap / Changes / compulsory / compulsory super contributions / concessional / contributions / high earners / lifetime / lifetime limit / limit / more / More super tax for more high earners / proposed / proposed changes / rolling / rolling concessional cap / super / Tax / The Budget / The Budget. What does it mean for you? / transition to retirement strategies / TTr

Federal Budget – what could it hold?

Federal Budget – what could it hold? Speculating about the likely look and feel of the 2016 Federal budget is fast becoming a national pastime. That’s largely because significant tax reforms are on the cards, with changes that could impact key wealth assets like property and superannuation. Any reforms are expected to help to plug the revenue gap created by the winding down of the resource boom, which has seen corporate profits (and consequently tax …

FinancialPartners 02/05/2016 20/08/2018 Blog / E - Australian Budget / E - Financial Snapshot Budget / Capital asset / Deficit / Federal / Federal Budget / Federal Budget – what could it hold? / Pension / Public finance / Retirement / Tax / Taxation

Aged care – A loser in the recent 2015-16 Federal Budget

Aged care – A loser in the recent 2015-16 Federal Budget Residential aged care received only minimal attention in the government’s recent Federal Budget. Unfortunately, people entering residential aged care from 1 January 2016 are the losers from the budget, as the strategy available to assist families wishing to keep the family home will be removed. Currently there is an advantage for people entering aged care to keep the family home and fund all …