Getting personal insurance right Does everyone need life insurance? Is the policy you’re paying for through your super fund enough? Deciding what sort of personal insurance is right for you and how much cover you need takes time and asking the right questions about your individual situation. Find out more about what you need to think about to get the right insurance to protect you and your family. With recent media coverage about insurance sales …
How do Aussies feel about their finances? Are you someone who feels great about your financial future? And do those positive feelings come from having a solid financial plan? Find out more about Aussie attitudes to what the future holds for their finances, their hopes and fears and what’s holding them back. A CERTIFIED FINANCIAL PLANNER® professional can offer valuable advice on saving and investing for your lifestyle and financial goals, for now and into the future. …
Super – know your rights Unpaid super isn’t something to be taken lightly. No matter who you work for, it’s their responsibility to make payments to you under the super guarantee. Find out more about how much super you should be getting, how often and what to do if there’s a problem. Rescuing your super – unclaimed or unpaid There’s a staggering amount of superannuation that may never find its way to the people who …
Get goal savvy No matter what your financial and lifestyle goals may be, here are some proven techniques for setting yourself up to succeed in reaching them. Write your goals down, and review regularly CERTIFIED FINANCIAL PLANNER® professional Brendan Burrows of PSK Financial Services in Sydney says financial goals “need to be specific, clear and measurable. If this formula is not followed, the goal loses its relevance, and you may never know if you have actually …
Finding your disappearing dollars Do you earn a decent salary but still find it hard to live within your means or save? If your strategy is to save what is left in your bank account at the end of the month, you probably won’t have any savings at all. Invariably there is nothing left at the end of the month, so this is not really a strategy. We talk to two CERTIFIED FINANCIAL PLANNER® professionals about …
Insider’s guide to invisible money If you feel like you’ll never keep up with your tech-savvy kids, don’t despair. One of the most important tech topics they need to learn about is spending money in a digital world. Find out just how much kids are getting to grips with invisible money and get some talking points to help the whole family keep up with the move towards a cashless society. Technology use is a common …
Taking your first step towards financial freedom (video) You might think that financial planners solve money problems. Financial planning is about so much more than this. It’s about bringing your dreams to life, identifying your life goals, hopes and dreams – and putting in place a financial plan to get you there. Here, Jen explains how meeting a financial adviser made her feel like she had taken the first steps to future financial stability …
Should your investment journey start with property? When you’re priced out of owning a home in your neighbourhood, is property investing a good solution for growing your wealth? Will renting for the rest of your life cost more and make you more vulnerable? We talked to CERTIFIED FINANCIAL PLANNER® professional Rebecca Fergusson, financial planner at Main Street Financial Solutions, about the pros and cons of property investing as a strategy for securing your financial future. …
How to max your tax refund Expecting a refund from your 2017/18 tax return? 77 out of 100 Aussies are likely to get one and many could already have plans to spend it. If you’re one of them, find out how to treat yourself right with your windfall and be better off for good. For most of us, tax refunds rarely come as a complete surprise. In fact, sometimes we might even be using the …
Are you living your dream life? (Video) Financial planning starts with understanding what’s important to you and your family. If you are not living the life that you have always wanted, so far, then talking to a financial planner to identify what you want and map out a plan, is a good place to start. People who plan have more control of their lives because they can see options to move forward. This provides them …
