How to max your tax refund

How to max your tax refund Expecting a refund from your 2017/18 tax return? 77 out of 100 Aussies are likely to get one and many could already have plans to spend it. If you’re one of them, find out how to treat yourself right with your windfall and be better off for good. For most of us, tax refunds rarely come as a complete surprise. In fact, sometimes we might even be using the …

Get your finances ready to start a family

Get your finances ready to start a family Preparing for parenthood is an exciting time, but don’t let the cots and cuddly toys distract you. Your finances (and everything else) are about to change in a big way, so use these pre-baby days to plan ahead. Here are the key financial tasks to tick off before, and after, baby arrives. Before the baby: 1. Understand your health insurance Before you even start trying to conceive, …

Ready, set… auction!

  Ready, set… auction! Bidding for a property at auction can be stressful but you can reduce the stress involved. Before you consider bidding use our tips to make sure you’re prepared and know what to expect. Step 1: Work out the costs Working out how much you can afford to repay on a home loan plus all the associated costs of buying a property—like stamp duty―is the first step. Of course, buying at auction …

New year, new start – are you ready for retirement?

New year, new start – are you ready for retirement? If 2016 is the year you were thinking about retiring, Renata Singer – a writer, community activist and educator who recently released a book called Older and Bolder, Life after 60, actively encourages women in particular, to not give up work too soon. “If you’re feeling the pressure to retire, stay doing what you love and are good at for another ten years,” she insists. …