5 ways to do more with less money in your relationship We all want to live a good life with our partner, but does that have to include fine dining every night and travelling to exotic destinations? Guest contributor, James Trethewie Financial Planner AFP® brings you five tips for enjoying the best in life without blowing the budget. 1. Keep track of the little things Everybody’s idea of living well is going to be different. When …
Retirement travel: Holiday money saving tips Ways to save when your bank balance doesn’t quite match your retirement travel goals. One of the great perks of life after work is your ability to travel whenever you like, but what do you do when your bank balance doesn’t quite match your retirement travel goals? Never fear, these five holiday hacks will help you tick off your bucket list and save money while you’re at it. Smart …
Family activities to do on a budget If your little angels are bleeding you dry, here are some cheap and effortless ways you could have fun at home. If you’ve ever taken the kids for a game of ten pin bowling, you’re probably not alone if the budget you set yourself was quickly squashed on the back of a second game, pizzas, soft drinks, and various arcade games on the way out because you know …
7 budgeting apps to help you save Where does all that money go? A host of apps are available to help you easily answer that question and even budget better, so you don’t get caught short in the event of a ‘rainy day’ and can feel more comfortable and in control of your finances every day. The best place to start is with your bank. Most major Australian banks offer their customers great tools to …
Psych yourself into saving Whether you’re struggling to make ends meet or living comfortably, saving money can be something you’ll be finding hard to do. In her new book “Mind Over Money: The Psychology of Money and How To Use it Better” BBC broadcaster and psychologist Claudia Hammond shares insights into how we can change our ways when it comes to budgeting, spending and saving more for a rainy day. Why should we save? If …
Baby budget – Money mistakes new parents make It’s no secret that having children can completely change the way you live, and your perceptions of life around you. So, to help you get your head (and new baby budget) around this new lifestyle, here’s a list of some of the new parent money mistakes to avoid, and some suggestions for what you could do instead. Tip 1: Don’t forget the milk We start with the …
Five important issues to consider before tying the knot Before your big day, much of the financial talk may have been around budgeting for your wedding and planning your honeymoon. But while not nearly as exciting, there’s another vital part of your new partnership that should be considered: your future finances. Finances can be one of the biggest sources of stress and tension in a marriage. However, open communication and careful planning now can help you avoid …
What tap-and-go means for our teens A survey of 1100 high school students suggests many are confused about how credit cards work. Are new technologies making it harder for young people to understand what money management is all about? And what can we do about it? Understanding what happens when you spend money on your credit card seems to be something of a blind spot for young people living in the 21st century. When asked how …
5 tips to save money at university Back at uni? Do away with the poor student clichés with these money making and money saving tips. Students aren’t exactly known for rolling in cash, but by following these simple tips to save money at university you can make the most of what you’ve got. 1. Get a part-time job This might seem obvious, but part-time jobs aren’t what they used to be. Sure, you could take on regular …
Why buying too many items on sale could be costing you a mint Are you rushing out to buy things you need, or could really be going without? We’ve all done it—seen something on sale (particularly over the Christmas/New Year trading period) and without a second thought, jumped to the conclusion—great discount, I must have it straight away. If it’s an item that has been on your list for a while, you might save some …
