Already retired Have you reached your retirement age yet you feel you’re not yet ready to give up work altogether? If you’re eligible for the Age Pension, the government offers incentives for working people to defer claiming it. On the other hand, if you’ve independently funded your retirement, you may benefit from keeping track of, or restructuring, your finances so you can maximise any government entitlement. Some questions you may wish to consider …
Retiring within the next 5 – 10 years The combined effect of earlier retirement and living longer means that many Australians will spend more than a quarter of their life in retirement. While this sounds like good news, it does emphasise the importance of planning carefully – and well in advance – for your retirement. Some questions you may wish to consider include:• How much do I need to retire on? When can I …
What Can You Do When Your Partner Refuses to Save Money? Are you the responsible one in the family? Do you wish your significant other was just like you when it came to saving money? Unfortunately, you cannot have everything in life that you wished for. If your partner is bad with money and you are tired of telling him or her to straighten out their act, it’s time that you take the matter into …
3 Signs You Need Help of A Professional in Managing Your Money! Do you feel that your life is going smoothly without any troubles? Do you feel that you do not need to make New Year’s resolution anymore? Do you feel that your life will remain the same forever? If the above thoughts run through your mind, then you need to think again. You should never be complacent about your present financial position. Unexpected …
5 Small Life Changes that Can Boost Your Monetary Savings Aristotle once quoted that excellence is not an act, but a habit. The quote of the famous Greek philosopher can also be applied to managing your personal finances. You significantly improve your financial position by making small changes in your habits. Don’t know which habits to change to attain greater financial freedom? Then read on as we detail 5 small changes in your life that …
A Handful Of Tips To Make Sure Your Successful In Budgeting. Budgets are important for the financial planning of every business and organization. Most budgets tend to identify the goals of a financial year and also divide the financial aspect of the business according to the set goals between the departments. Hence, the importance of budgeting cannot be emphasized enough. Here, we give you a few tips to make sure your budgeting proves a success. …
