3 Steps To Get Your Credit Card Charge Back

3 Steps To Get Your Credit Card Charge Back With the end of the season of festivities over, it is time for most of the people– who’ve spent lots of their fortune on making holidays fun for their family and friends – to look back at their credit card bills and go through their expenses. Often during this process some people are likely to come across expenditures that have been deducted from their credit cards …

How to make the transition to retirement smooth for you and your partner

How to make the transition to retirement smooth for you and your partner Couples don’t always agree on everything, including retirement. If the time comes for you to retire and your partner is still working—or vice versa—it’s a matter of anticipating the natural changes ahead and then balancing and planning so both your needs can be met. Understanding differences The age you retire may depend on the work you do, your employment arrangements, your health …

Consolidating your super

Consolidating your super Now is the time to bring it all together   Get started Finding your Lost Super is easy Don’t let lost super leave you out of pocket, wherever your super is, we’ll find it for you. Now is the time to bring it all together Find Your Lost Super Consolidate your Super Now Want to consolidate with Australia’s favourite for super? At AMP we offer three ways to bring your super together. Each takes just a few minutes. …

Renovate your way to a better property

Renovate your way to a better property Some tips to get the most out of your renovation, whether you’re staying or going Granite bench tops, sleek Euro appliances, free-floating staircases, a marble bathroom or a new pool…the possibilities are endless. But sadly your budget is limited. So where to start? The first question to ask is—are you going to sell up or stay where you are? Renovating to live If you’re renovating for the long …

How can you give your kids money smarts?

How can you give your kids money smarts? Children learn a lot from their parents when it comes to money—arm yours for financial success. When it comes to money, your own behaviour and attitudes can strongly influence your kids.  Help your kids to be money smart by demonstrating positive money habits and teaching them valuable lessons as they grow older. Teaching money smarts Money management has always been important for children to learn about, especially …

Brush Up On Your Knowledge Of Credit Cards

Brush Up On Your Knowledge Of Credit Cards The use of credit cards continues to enjoy an almost meteoric rise to popularity and fame. It has been seen that credit cards have now even overtaken debit cards in the race to become the top plastic alternative to money. The use of credit cards is more often than not rewarding in terms of credit scores and points. Yet, it is important that you are smart when …

5 Tips to Straighten Out Your Finances

5 Tips to Straighten Out Your Finances Are your finances a mess? Do you need a way to get out of the mess you have created for yourself? Well, we will give you not one, but six ways that will help you straighten out your finances. Memorize the following five ways by heart: 1.     How Much Do You Owe The Bank? Figure out the debt on all your credit cards, but try not to scream …

Save Money on Your Utility Bills

Save Money on Your Utility Bills Money plays a vital role in the modern day lifestyle. Everybody seems to love having lots of cash around them ready to spend. Money has become one of the most important necessities in the world. To be able to enjoy the facilities of life, money is one of the most important components. Another important component that’s required to keep the standard of quality high is the utilities. In my …

3 Steps to Erase Your Money related Fears

3 Steps to Erase Your Money related Fears Fear and money are the chips of the same block. They are in tandem and complement each other like fish and chips or bagels and cream cheese. Money today is integral to the survival and life style of a person. It is needed for nearly every activity and securing of money has become one the greatest priorities of most people. When such is the importance of money …

Want to grow your nest egg faster?

Want to grow your nest egg faster? How salary sacrifice can help you save tax and boost your super.   We’ve all heard of salary sacrifice—but what does it mean when it comes to your super? It means contributing extra to your super, on top of what your employer already does, in before-tax dollars. Salary sacrifice payments—classified as concessional contributions because a lower tax rate applies—enable you to keep more of your money so your …